IFSC Code of The Vishweshwar Sahakari Bank Limited, Yamunanagar Branch, Maharashtra

Below are the complete branch details for The Vishweshwar Sahakari Bank Limited, YAMUNANAGAR branch, located in PUNE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is VSBL0000006. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case VSBL0000006 for The Vishweshwar Sahakari Bank Limited – YAMUNANAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Vishweshwar Sahakari Bank Limited – YAMUNANAGAR is VSBL0000006. The first four letters VSBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000006 map to this branch in PUNE, MAHARASHTRA.

Branch details at a glance

About The Vishweshwar Sahakari Bank Limited

The Vishweshwar Sahakari Bank Limited operates a wide network of branches across India, including the Yamunanagar branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, VSBL0000006.

About this branch

The branch is located at SECTOR NO.21, SCHEME NO.23/4,SANTKRIPA COMMERCIAL COMPLEX, 1ST FLOOR, YAMUNANAGAR,BEHIND BAJAJ AUTO, NIGDI, PUNE 411 044. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Vishweshwar Sahakari Bank Limited. The IFSC VSBL0000006 is used to identify this branch on the RBI payments network.

Why every The Vishweshwar Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including YAMUNANAGAR of The Vishweshwar Sahakari Bank Limited — its own 11-character IFSC. The code VSBL0000006 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC VSBL0000006 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC VSBL0000006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VSBL0000006 across all three.

How to use IFSC VSBL0000006 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Vishweshwar Sahakari Bank Limited's YAMUNANAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC VSBL0000006.
4. Confirm the bank name auto-populates as The Vishweshwar Sahakari Bank Limited and the branch as YAMUNANAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC VSBL0000006

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Vishweshwar Sahakari Bank Limited – YAMUNANAGAR, ensure your bank's portal accepts IFSC VSBL0000006 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Vishweshwar Sahakari Bank Limited – YAMUNANAGAR, use IMPS. With IFSC VSBL0000006 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC VSBL0000006 for The Vishweshwar Sahakari Bank Limited – YAMUNANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Yamunanagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC VSBL0000006

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Vishweshwar Sahakari Bank Limited – YAMUNANAGAR is still mapped to IFSC VSBL0000006. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC VSBL0000006 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Yamunanagar branch is mapped to IFSC VSBL0000006 on the RBI payments network. The branch generally supports the full retail product catalogue of The Vishweshwar Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains VSBL0000006.

Products and services

Customers walking into the Yamunanagar branch can access most of The Vishweshwar Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC VSBL0000006

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Vishweshwar Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC VSBL0000006 and the account number together uniquely identify the Yamunanagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Yamunanagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC VSBL0000006 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC VSBL0000006

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Vishweshwar Sahakari Bank Limited – YAMUNANAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: VSBL0000006.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Yamunanagar branch

The branch is located at SECTOR NO.21, SCHEME NO.23/4,SANTKRIPA COMMERCIAL COMPLEX, 1ST FLOOR, YAMUNANAGAR,BEHIND BAJAJ AUTO, NIGDI, PUNE 411 044, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Vishweshwar Sahakari Bank Limited Yamunanagar branch” — the verified location pin for IFSC VSBL0000006 should appear at the top of the results.
2. Confirm the branch is open by calling 20-9881909706 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC VSBL0000006 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC VSBL0000006 for The Vishweshwar Sahakari Bank Limited – YAMUNANAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Yamunanagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC VSBL0000006, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: VSBL0000006 is the IFSC code of The Vishweshwar Sahakari Bank Limited, YAMUNANAGAR branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.