IFSC Code of The Vishweshwar Sahakari Bank Limited, Warje Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Vishweshwar Sahakari Bank Limited's WARJE branch in PUNE, MAHARASHTRA. The branch's IFSC code VSBL0000018 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Vishweshwar Sahakari Bank Limited's WARJE branch, the IFSC VSBL0000018 breaks down as follows: VSBL identifies the bank, 0 is the reserved character, and 000018 identifies this particular branch.

Branch details at a glance

About The Vishweshwar Sahakari Bank Limited

The Vishweshwar Sahakari Bank Limited operates a wide network of branches across India, including the Warje branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, VSBL0000018.

About the Warje branch

The Warje branch of The Vishweshwar Sahakari Bank Limited is situated at SHOP NO.3,4, BWING, KAKADE PLAZA PHASE 2,WARJE PUNE- 411052. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code VSBL0000018 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Vishweshwar Sahakari Bank Limited's WARJE branch came to be assigned the code VSBL0000018.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC VSBL0000018, money simply cannot be routed to the WARJE branch electronically.

How to transfer money using IFSC VSBL0000018

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VSBL0000018 across all three.

NEFT to The Vishweshwar Sahakari Bank Limited, WARJE using IFSC VSBL0000018

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC VSBL0000018, and confirm that the system picks up The Vishweshwar Sahakari Bank Limited – WARJE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC VSBL0000018

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Vishweshwar Sahakari Bank Limited – WARJE, ensure your bank's portal accepts IFSC VSBL0000018 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Vishweshwar Sahakari Bank Limited – WARJE, use IMPS. With IFSC VSBL0000018 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC VSBL0000018 for The Vishweshwar Sahakari Bank Limited – WARJE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Warje branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC VSBL0000018

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Vishweshwar Sahakari Bank Limited – WARJE is still mapped to IFSC VSBL0000018. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC VSBL0000018 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Warje branch is mapped to IFSC VSBL0000018 on the RBI payments network. The branch generally supports the full retail product catalogue of The Vishweshwar Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains VSBL0000018.

Banking services available

The Warje branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-9881909718.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC VSBL0000018

MICR & cheque-truncation details

Cheques drawn on the Warje branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC VSBL0000018 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC VSBL0000018

The Vishweshwar Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the WARJE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC VSBL0000018 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC VSBL0000018

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Vishweshwar Sahakari Bank Limited – WARJE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: VSBL0000018.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Warje branch sits at SHOP NO.3,4, BWING, KAKADE PLAZA PHASE 2,WARJE PUNE- 411052. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-9881909718 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC VSBL0000018 and your account number.

Verifying IFSC VSBL0000018 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm VSBL0000018 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-9881909718.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Warje are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to VSBL0000018 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: VSBL0000018 is the IFSC code of The Vishweshwar Sahakari Bank Limited, WARJE branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.