IFSC Code of The Vishweshwar Sahakari Bank Limited, Shivaji Nagar Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Vishweshwar Sahakari Bank Limited's SHIVAJI NAGAR branch in PUNE, MAHARASHTRA. The branch's IFSC code VSBL0000026 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Vishweshwar Sahakari Bank Limited – SHIVAJI NAGAR is VSBL0000026. The first four letters VSBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000026 map to this branch in PUNE, MAHARASHTRA.

Branch details at a glance

About the bank

The Vishweshwar Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shivaji Nagar branch in Pune, Maharashtra is part of this network and uses the IFSC code VSBL0000026 for all electronic settlement.

About this branch

The branch is located at HOUSE NO.1206 B.17,J.M.ROAD,OPPOSITE SAMBHAJI PARK,SHIVAJINAGAR,PUNE 411004. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Vishweshwar Sahakari Bank Limited. The IFSC VSBL0000026 is used to identify this branch on the RBI payments network.

Why every The Vishweshwar Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHIVAJI NAGAR of The Vishweshwar Sahakari Bank Limited — its own 11-character IFSC. The code VSBL0000026 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC VSBL0000026 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC VSBL0000026

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VSBL0000026 across all three.

NEFT to The Vishweshwar Sahakari Bank Limited, SHIVAJI NAGAR using IFSC VSBL0000026

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC VSBL0000026, and confirm that the system picks up The Vishweshwar Sahakari Bank Limited – SHIVAJI NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC VSBL0000026

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Vishweshwar Sahakari Bank Limited – SHIVAJI NAGAR, ensure your bank's portal accepts IFSC VSBL0000026 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Vishweshwar Sahakari Bank Limited SHIVAJI NAGAR (IFSC VSBL0000026)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC VSBL0000026 in your mobile or internet banking app, and the money is credited to the SHIVAJI NAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shivaji Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC VSBL0000026:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHIVAJI NAGAR is still linked to IFSC VSBL0000026.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC VSBL0000026

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Vishweshwar Sahakari Bank Limited – SHIVAJI NAGAR is still mapped to IFSC VSBL0000026. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC VSBL0000026 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Shivaji Nagar branch is mapped to IFSC VSBL0000026 on the RBI payments network. The branch generally supports the full retail product catalogue of The Vishweshwar Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains VSBL0000026.

Products and services

Customers walking into the Shivaji Nagar branch can access most of The Vishweshwar Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC VSBL0000026

MICR & cheque-truncation details

Cheques drawn on the Shivaji Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC VSBL0000026 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC VSBL0000026

The Vishweshwar Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHIVAJI NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC VSBL0000026 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Vishweshwar Sahakari Bank Limited – SHIVAJI NAGAR:

• The IFSC is exactly VSBL0000026 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Vishweshwar Sahakari Bank Limited as the bank name and SHIVAJI NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shivaji Nagar branch sits at HOUSE NO.1206 B.17,J.M.ROAD,OPPOSITE SAMBHAJI PARK,SHIVAJINAGAR,PUNE 411004. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-9881909726 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC VSBL0000026 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC VSBL0000026 for The Vishweshwar Sahakari Bank Limited – SHIVAJI NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shivaji Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to VSBL0000026 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: VSBL0000026 is the IFSC code of The Vishweshwar Sahakari Bank Limited, SHIVAJI NAGAR branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.