IFSC Code of The Vishweshwar Sahakari Bank Limited, Ganesh Peth Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Vishweshwar Sahakari Bank Limited's GANESH PETH branch in PUNE, MAHARASHTRA. The branch's IFSC code VSBL0000099 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, VSBL0000099 is the IFSC of The Vishweshwar Sahakari Bank Limited's GANESH PETH branch. The format is fixed: VSBL = bank code, 0 = reserved, 000099 = branch identifier.

Bank profile

The Vishweshwar Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ganesh Peth branch — IFSC VSBL0000099 — extends the bank's services to customers in and around Pune, Maharashtra.

Branch details at a glance

About this branch

The branch is located at 45/46, RAVIWAR PETH,KASTURE CHOWK,PUNE 411002. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Vishweshwar Sahakari Bank Limited. The IFSC VSBL0000099 is used to identify this branch on the RBI payments network.

Why every The Vishweshwar Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GANESH PETH of The Vishweshwar Sahakari Bank Limited — its own 11-character IFSC. The code VSBL0000099 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC VSBL0000099 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Ganesh Peth branch is mapped to IFSC VSBL0000099 on the RBI payments network. The branch generally supports the full retail product catalogue of The Vishweshwar Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains VSBL0000099.

Banking services available

The Ganesh Peth branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-9881909701.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC VSBL0000099

How to transfer money using IFSC VSBL0000099

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VSBL0000099 across all three.

How to use IFSC VSBL0000099 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Vishweshwar Sahakari Bank Limited's GANESH PETH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC VSBL0000099.
4. Confirm the bank name auto-populates as The Vishweshwar Sahakari Bank Limited and the branch as GANESH PETH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC VSBL0000099

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Vishweshwar Sahakari Bank Limited – GANESH PETH, ensure your bank's portal accepts IFSC VSBL0000099 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Vishweshwar Sahakari Bank Limited GANESH PETH (IFSC VSBL0000099)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC VSBL0000099 in your mobile or internet banking app, and the money is credited to the GANESH PETH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC VSBL0000099 for The Vishweshwar Sahakari Bank Limited – GANESH PETH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ganesh Peth branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC VSBL0000099

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Vishweshwar Sahakari Bank Limited – GANESH PETH is still mapped to IFSC VSBL0000099. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC VSBL0000099 and the beneficiary's account number to complete the transfer.

Online banking and IFSC VSBL0000099

The Vishweshwar Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GANESH PETH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC VSBL0000099 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Vishweshwar Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC VSBL0000099 and the account number together uniquely identify the Ganesh Peth branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Vishweshwar Sahakari Bank Limited – GANESH PETH:

• The IFSC is exactly VSBL0000099 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Vishweshwar Sahakari Bank Limited as the bank name and GANESH PETH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ganesh Peth branch sits at 45/46, RAVIWAR PETH,KASTURE CHOWK,PUNE 411002. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-9881909701 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC VSBL0000099 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC VSBL0000099 for The Vishweshwar Sahakari Bank Limited – GANESH PETH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ganesh Peth branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC VSBL0000099, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code VSBL0000099 belongs to The Vishweshwar Sahakari Bank Limited's GANESH PETH branch, located at 45/46, RAVIWAR PETH,KASTURE CHOWK,PUNE 411002 in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.