IFSC Code of The Vishweshwar Sahakari Bank Limited, Dhankawadi Branch, Maharashtra

If you are searching for the IFSC code of The Vishweshwar Sahakari Bank Limited, DHANKAWADI branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is VSBL0000004. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DHANKAWADI branch, and detailed step-by-step guides for using the IFSC VSBL0000004 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Vishweshwar Sahakari Bank Limited's DHANKAWADI branch, the IFSC VSBL0000004 breaks down as follows: VSBL identifies the bank, 0 is the reserved character, and 000004 identifies this particular branch.

Branch details at a glance

About The Vishweshwar Sahakari Bank Limited

The Vishweshwar Sahakari Bank Limited operates a wide network of branches across India, including the Dhankawadi branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, VSBL0000004.

About this branch

The branch is located at C.S.NO. 20/2, HISSA NO.216, HOTEL RAVIKIRAN BUILDING, KASHINATH PATILNAGAR, PUNE-SATARA ROAD, DHANKAWADI,PUNE 411043. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Vishweshwar Sahakari Bank Limited. The IFSC VSBL0000004 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Vishweshwar Sahakari Bank Limited's DHANKAWADI branch came to be assigned the code VSBL0000004.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC VSBL0000004, money simply cannot be routed to the DHANKAWADI branch electronically.

How to transfer money using IFSC VSBL0000004

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VSBL0000004 across all three.

NEFT to The Vishweshwar Sahakari Bank Limited, DHANKAWADI using IFSC VSBL0000004

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC VSBL0000004, and confirm that the system picks up The Vishweshwar Sahakari Bank Limited – DHANKAWADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DHANKAWADI

If you need to transfer ₹2 lakh or more in one go to an account at The Vishweshwar Sahakari Bank Limited's DHANKAWADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC VSBL0000004 while initiating the transfer and the credit will appear within minutes.

IMPS to The Vishweshwar Sahakari Bank Limited DHANKAWADI (IFSC VSBL0000004)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC VSBL0000004 in your mobile or internet banking app, and the money is credited to the DHANKAWADI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC VSBL0000004 for The Vishweshwar Sahakari Bank Limited – DHANKAWADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dhankawadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Vishweshwar Sahakari Bank Limited's DHANKAWADI branch, the IFSC VSBL0000004 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Dhankawadi branch is mapped to IFSC VSBL0000004 on the RBI payments network. The branch generally supports the full retail product catalogue of The Vishweshwar Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains VSBL0000004.

Banking services available

The Dhankawadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-9881909704.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC VSBL0000004

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Vishweshwar Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC VSBL0000004 and the account number together uniquely identify the Dhankawadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC VSBL0000004

The Vishweshwar Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DHANKAWADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC VSBL0000004 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Vishweshwar Sahakari Bank Limited – DHANKAWADI:

• The IFSC is exactly VSBL0000004 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Vishweshwar Sahakari Bank Limited as the bank name and DHANKAWADI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Dhankawadi branch

The branch is located at C.S.NO. 20/2, HISSA NO.216, HOTEL RAVIKIRAN BUILDING, KASHINATH PATILNAGAR, PUNE-SATARA ROAD, DHANKAWADI,PUNE 411043, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Vishweshwar Sahakari Bank Limited Dhankawadi branch” — the verified location pin for IFSC VSBL0000004 should appear at the top of the results.
2. Confirm the branch is open by calling 20-9881909704 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC VSBL0000004 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC VSBL0000004 for The Vishweshwar Sahakari Bank Limited – DHANKAWADI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dhankawadi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC VSBL0000004, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code VSBL0000004 belongs to The Vishweshwar Sahakari Bank Limited's DHANKAWADI branch, located at C.S.NO. 20/2, HISSA NO.216, HOTEL RAVIKIRAN BUILDING, KASHINATH PATILNAGAR,… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.