IFSC Code of The Vishweshwar Sahakari Bank Limited, Bhosari Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Vishweshwar Sahakari Bank Limited, BHOSARI branch in PUNE. The 11-digit IFSC VSBL0000014 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Vishweshwar Sahakari Bank Limited at the BHOSARI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, VSBL0000014 is the IFSC of The Vishweshwar Sahakari Bank Limited's BHOSARI branch. The format is fixed: VSBL = bank code, 0 = reserved, 000014 = branch identifier.

Branch details at a glance

About the bank

The Vishweshwar Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhosari branch in Pune, Maharashtra is part of this network and uses the IFSC code VSBL0000014 for all electronic settlement.

Bhosari branch overview

Located at VISHWESHWAR INDUSTRIAL PREMISES CO.OP.SOC. LTD SECTOR NO.7, PLOT NO.134/135, PRADHIKARAN,OPP. TIMES OF INDIA, BHOSARI,PUNE 411026, the Bhosari branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC VSBL0000014 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Vishweshwar Sahakari Bank Limited's BHOSARI branch came to be assigned the code VSBL0000014.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC VSBL0000014, money simply cannot be routed to the BHOSARI branch electronically.

How to transfer money using IFSC VSBL0000014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VSBL0000014 across all three.

NEFT to The Vishweshwar Sahakari Bank Limited, BHOSARI using IFSC VSBL0000014

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC VSBL0000014, and confirm that the system picks up The Vishweshwar Sahakari Bank Limited – BHOSARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BHOSARI

If you need to transfer ₹2 lakh or more in one go to an account at The Vishweshwar Sahakari Bank Limited's BHOSARI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC VSBL0000014 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Vishweshwar Sahakari Bank Limited – BHOSARI, use IMPS. With IFSC VSBL0000014 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bhosari

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC VSBL0000014:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHOSARI is still linked to IFSC VSBL0000014.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Vishweshwar Sahakari Bank Limited's BHOSARI branch, the IFSC VSBL0000014 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Bhosari branch

Once you have an account at The Vishweshwar Sahakari Bank Limited – BHOSARI, the IFSC VSBL0000014 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Bhosari branch can access most of The Vishweshwar Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC VSBL0000014

MICR & cheque-truncation details

Cheques drawn on the Bhosari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC VSBL0000014 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Bhosari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC VSBL0000014 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Vishweshwar Sahakari Bank Limited – BHOSARI:

• The IFSC is exactly VSBL0000014 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Vishweshwar Sahakari Bank Limited as the bank name and BHOSARI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bhosari branch

The branch is located at VISHWESHWAR INDUSTRIAL PREMISES CO.OP.SOC. LTD SECTOR NO.7, PLOT NO.134/135, PRADHIKARAN,OPP. TIMES OF INDIA, BHOSARI,PUNE 411026, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Vishweshwar Sahakari Bank Limited Bhosari branch” — the verified location pin for IFSC VSBL0000014 should appear at the top of the results.
2. Confirm the branch is open by calling 20-9881909714 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC VSBL0000014 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC VSBL0000014 for The Vishweshwar Sahakari Bank Limited – BHOSARI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhosari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC VSBL0000014, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code VSBL0000014 belongs to The Vishweshwar Sahakari Bank Limited's BHOSARI branch, located at VISHWESHWAR INDUSTRIAL PREMISES CO.OP.SOC. LTD SECTOR NO.7, PLOT NO.134/135,… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.