IFSC Code of The Vishweshwar Sahakari Bank Limited, Baner Road Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Vishweshwar Sahakari Bank Limited, BANER ROAD branch in PUNE. The 11-digit IFSC VSBL0000005 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Vishweshwar Sahakari Bank Limited at the BANER ROAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, VSBL0000005 is the IFSC of The Vishweshwar Sahakari Bank Limited's BANER ROAD branch. The format is fixed: VSBL = bank code, 0 = reserved, 000005 = branch identifier.

Branch details at a glance

Bank profile

The Vishweshwar Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Baner Road branch — IFSC VSBL0000005 — extends the bank's services to customers in and around Pune, Maharashtra.

Baner Road branch overview

Located at OFFICE NO. 1, SHRIRAM PALACE, S. NO. 82/3, OPP. STATE BANK OF MAYSORE, MAHLUGE - BANER ROAD, PUNE 411 045, the Baner Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC VSBL0000005 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Vishweshwar Sahakari Bank Limited's BANER ROAD branch came to be assigned the code VSBL0000005.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC VSBL0000005, money simply cannot be routed to the BANER ROAD branch electronically.

How to transfer money using IFSC VSBL0000005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VSBL0000005 across all three.

How to use IFSC VSBL0000005 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Vishweshwar Sahakari Bank Limited's BANER ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC VSBL0000005.
4. Confirm the bank name auto-populates as The Vishweshwar Sahakari Bank Limited and the branch as BANER ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BANER ROAD

If you need to transfer ₹2 lakh or more in one go to an account at The Vishweshwar Sahakari Bank Limited's BANER ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC VSBL0000005 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Vishweshwar Sahakari Bank Limited – BANER ROAD, use IMPS. With IFSC VSBL0000005 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC VSBL0000005 for The Vishweshwar Sahakari Bank Limited – BANER ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Baner Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC VSBL0000005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Vishweshwar Sahakari Bank Limited – BANER ROAD is still mapped to IFSC VSBL0000005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC VSBL0000005 and the beneficiary's account number to complete the transfer.

Account types you can open at the Baner Road branch

Once you have an account at The Vishweshwar Sahakari Bank Limited – BANER ROAD, the IFSC VSBL0000005 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Baner Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-9881909705.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC VSBL0000005

MICR & cheque-truncation details

Cheques drawn on the Baner Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC VSBL0000005 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Baner Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC VSBL0000005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Vishweshwar Sahakari Bank Limited – BANER ROAD:

• The IFSC is exactly VSBL0000005 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Vishweshwar Sahakari Bank Limited as the bank name and BANER ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Baner Road branch

The branch is located at OFFICE NO. 1, SHRIRAM PALACE, S. NO. 82/3, OPP. STATE BANK OF MAYSORE, MAHLUGE - BANER ROAD, PUNE 411 045, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Vishweshwar Sahakari Bank Limited Baner Road branch” — the verified location pin for IFSC VSBL0000005 should appear at the top of the results.
2. Confirm the branch is open by calling 20-9881909705 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC VSBL0000005 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC VSBL0000005 for The Vishweshwar Sahakari Bank Limited – BANER ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Baner Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to VSBL0000005 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code VSBL0000005 belongs to The Vishweshwar Sahakari Bank Limited's BANER ROAD branch, located at OFFICE NO. 1, SHRIRAM PALACE, S. NO. 82/3, OPP. STATE BANK OF MAYSORE, MAHLUGE… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.