IFSC Code of The Vijay Cooperative Bank Limited, Service Center Branch, Gujarat

Use this page as a one-stop reference for everything related to The Vijay Cooperative Bank Limited's SERVICE CENTER branch in AHMEDABAD, GUJARAT. The branch's IFSC code VCOB00000SC is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Vijay Cooperative Bank Limited's SERVICE CENTER branch, the IFSC VCOB00000SC breaks down as follows: VCOB identifies the bank, 0 is the reserved character, and 0000SC identifies this particular branch.

About the bank

The Vijay Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Service Center branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code VCOB00000SC for all electronic settlement.

Branch details at a glance

About the Service Center branch

The Service Center branch of The Vijay Cooperative Bank Limited is situated at NOBLES BUILDING,OPP.NEHRU BRIDGE,ASHRAM ROAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code VCOB00000SC is used.

Why every The Vijay Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SERVICE CENTER of The Vijay Cooperative Bank Limited — its own 11-character IFSC. The code VCOB00000SC is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC VCOB00000SC the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Service Center branch is mapped to IFSC VCOB00000SC on the RBI payments network. The branch generally supports the full retail product catalogue of The Vijay Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains VCOB00000SC.

Products and services

Customers walking into the Service Center branch can access most of The Vijay Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC VCOB00000SC

How to transfer money using IFSC VCOB00000SC

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VCOB00000SC across all three.

How to use IFSC VCOB00000SC for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Vijay Cooperative Bank Limited's SERVICE CENTER branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC VCOB00000SC.
4. Confirm the bank name auto-populates as The Vijay Cooperative Bank Limited and the branch as SERVICE CENTER.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC VCOB00000SC

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Vijay Cooperative Bank Limited – SERVICE CENTER, ensure your bank's portal accepts IFSC VCOB00000SC while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Vijay Cooperative Bank Limited SERVICE CENTER (IFSC VCOB00000SC)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC VCOB00000SC in your mobile or internet banking app, and the money is credited to the SERVICE CENTER branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC VCOB00000SC for The Vijay Cooperative Bank Limited – SERVICE CENTER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Service Center branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Vijay Cooperative Bank Limited's SERVICE CENTER branch, the IFSC VCOB00000SC is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Service Center branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC VCOB00000SC is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Vijay Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC VCOB00000SC and the account number together uniquely identify the Service Center branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Vijay Cooperative Bank Limited – SERVICE CENTER:

• The IFSC is exactly VCOB00000SC with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Vijay Cooperative Bank Limited as the bank name and SERVICE CENTER as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Service Center branch

The branch is located at NOBLES BUILDING,OPP.NEHRU BRIDGE,ASHRAM ROAD, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Vijay Cooperative Bank Limited Service Center branch” — the verified location pin for IFSC VCOB00000SC should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC VCOB00000SC and your account number.

Verifying IFSC VCOB00000SC from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm VCOB00000SC by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Service Center are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to VCOB00000SC continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code VCOB00000SC belongs to The Vijay Cooperative Bank Limited's SERVICE CENTER branch, located at NOBLES BUILDING,OPP.NEHRU BRIDGE,ASHRAM ROAD in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.