IFSC Code of The Vijay Cooperative Bank Limited, Nehru Bridge Branch, Gujarat

Use this page as a one-stop reference for everything related to The Vijay Cooperative Bank Limited's NEHRU BRIDGE branch in AHMEDABAD, GUJARAT. The branch's IFSC code VCOB0000005 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Vijay Cooperative Bank Limited's NEHRU BRIDGE branch, the IFSC VCOB0000005 breaks down as follows: VCOB identifies the bank, 0 is the reserved character, and 000005 identifies this particular branch.

About the bank

The Vijay Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nehru Bridge branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code VCOB0000005 for all electronic settlement.

About this branch

The branch is located at NOBLES OPP NEHRU BRIDGE,ASHRAM ROAD. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Vijay Cooperative Bank Limited. The IFSC VCOB0000005 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Vijay Cooperative Bank Limited's NEHRU BRIDGE branch came to be assigned the code VCOB0000005.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC VCOB0000005, money simply cannot be routed to the NEHRU BRIDGE branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Nehru Bridge branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC VCOB0000005 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC VCOB0000005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VCOB0000005 across all three.

NEFT to The Vijay Cooperative Bank Limited, NEHRU BRIDGE using IFSC VCOB0000005

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC VCOB0000005, and confirm that the system picks up The Vijay Cooperative Bank Limited – NEHRU BRIDGE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NEHRU BRIDGE

If you need to transfer ₹2 lakh or more in one go to an account at The Vijay Cooperative Bank Limited's NEHRU BRIDGE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC VCOB0000005 while initiating the transfer and the credit will appear within minutes.

IMPS to The Vijay Cooperative Bank Limited NEHRU BRIDGE (IFSC VCOB0000005)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC VCOB0000005 in your mobile or internet banking app, and the money is credited to the NEHRU BRIDGE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC VCOB0000005 for The Vijay Cooperative Bank Limited – NEHRU BRIDGE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nehru Bridge branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Vijay Cooperative Bank Limited's NEHRU BRIDGE branch, the IFSC VCOB0000005 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Nehru Bridge branch is mapped to IFSC VCOB0000005 on the RBI payments network. The branch generally supports the full retail product catalogue of The Vijay Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains VCOB0000005.

Banking services available

The Nehru Bridge branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-26584217.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC VCOB0000005

Online banking and IFSC VCOB0000005

The Vijay Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NEHRU BRIDGE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC VCOB0000005 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Nehru Bridge branch sits at NOBLES OPP NEHRU BRIDGE,ASHRAM ROAD. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-26584217 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC VCOB0000005 and your account number.

Common mistakes to avoid when using IFSC VCOB0000005

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Vijay Cooperative Bank Limited – NEHRU BRIDGE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: VCOB0000005.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nehru Bridge branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC VCOB0000005, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC VCOB0000005 for The Vijay Cooperative Bank Limited – NEHRU BRIDGE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code VCOB0000005 belongs to The Vijay Cooperative Bank Limited's NEHRU BRIDGE branch, located at NOBLES OPP NEHRU BRIDGE,ASHRAM ROAD in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.