IFSC Code of The Thane District Central Cooperative Bank Limited, Wagle Estate Branch, Maharashtra

If you are searching for the IFSC code of The Thane District Central Cooperative Bank Limited, WAGLE ESTATE branch in THANE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is TDCB0000038. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the WAGLE ESTATE branch, and detailed step-by-step guides for using the IFSC TDCB0000038 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TDCB0000038 is the IFSC of The Thane District Central Cooperative Bank Limited's WAGLE ESTATE branch. The format is fixed: TDCB = bank code, 0 = reserved, 000038 = branch identifier.

About The Thane District Central Cooperative Bank Limited

The Thane District Central Cooperative Bank Limited operates a wide network of branches across India, including the Wagle Estate branch in Thane. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TDCB0000038.

About the Wagle Estate branch

The Wagle Estate branch of The Thane District Central Cooperative Bank Limited is situated at DHYAN HOUSE BUILDING, SHIVAJI NAGAR ROAD NO.3,WAGLE ESTATE, PIN CODE-400 604.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TDCB0000038 is used.

Branch details at a glance

Why every The Thane District Central Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WAGLE ESTATE of The Thane District Central Cooperative Bank Limited — its own 11-character IFSC. The code TDCB0000038 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TDCB0000038 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Thane District Central Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TDCB0000038 and the account number together uniquely identify the Wagle Estate branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TDCB0000038

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TDCB0000038 across all three.

NEFT to The Thane District Central Cooperative Bank Limited, WAGLE ESTATE using IFSC TDCB0000038

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TDCB0000038, and confirm that the system picks up The Thane District Central Cooperative Bank Limited – WAGLE ESTATE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC TDCB0000038

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Thane District Central Cooperative Bank Limited – WAGLE ESTATE, ensure your bank's portal accepts IFSC TDCB0000038 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Thane District Central Cooperative Bank Limited WAGLE ESTATE (IFSC TDCB0000038)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TDCB0000038 in your mobile or internet banking app, and the money is credited to the WAGLE ESTATE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TDCB0000038 for The Thane District Central Cooperative Bank Limited – WAGLE ESTATE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Wagle Estate branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC TDCB0000038

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Thane District Central Cooperative Bank Limited – WAGLE ESTATE is still mapped to IFSC TDCB0000038. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TDCB0000038 and the beneficiary's account number to complete the transfer.

Account types you can open at the Wagle Estate branch

Once you have an account at The Thane District Central Cooperative Bank Limited – WAGLE ESTATE, the IFSC TDCB0000038 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Wagle Estate branch can access most of The Thane District Central Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TDCB0000038

Digital banking channels

Most day-to-day work that customers used to do at the Wagle Estate branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TDCB0000038 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Wagle Estate branch

The branch is located at DHYAN HOUSE BUILDING, SHIVAJI NAGAR ROAD NO.3,WAGLE ESTATE, PIN CODE-400 604., which puts it inside Thane, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Thane District Central Cooperative Bank Limited Wagle Estate branch” — the verified location pin for IFSC TDCB0000038 should appear at the top of the results.
2. Confirm the branch is open by calling 22-400604 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TDCB0000038 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Thane District Central Cooperative Bank Limited – WAGLE ESTATE:

• The IFSC is exactly TDCB0000038 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Thane District Central Cooperative Bank Limited as the bank name and WAGLE ESTATE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Wagle Estate branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TDCB0000038, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TDCB0000038 for The Thane District Central Cooperative Bank Limited – WAGLE ESTATE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TDCB0000038 belongs to The Thane District Central Cooperative Bank Limited's WAGLE ESTATE branch, located at DHYAN HOUSE BUILDING, SHIVAJI NAGAR ROAD NO.3,WAGLE ESTATE, PIN CODE-400 604. in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.