Use this page as a one-stop reference for everything related to The Thane District Central Cooperative Bank Limited's WADA branch in THANE, MAHARASHTRA. The branch's IFSC code TDCB0000063 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Thane District Central Cooperative Bank Limited's WADA branch, the IFSC TDCB0000063 breaks down as follows: TDCB identifies the bank, 0 is the reserved character, and 000063 identifies this particular branch.
About the bank
The Thane District Central Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Wada branch in Thane, Maharashtra is part of this network and uses the IFSC code TDCB0000063 for all electronic settlement.
Branch details at a glance
| Bank Name | The Thane District Central Cooperative Bank Limited |
|---|---|
| Branch | Wada |
| IFSC Code | TDCB0000063 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DAHE SOCIETY BUILDING, LST FLOOR, MAIN ROAD, OPP.KAILASH TALKIES AT & POST.TALUKA-WADA, PIN-421303 |
| City | Thane |
| District | Wada |
| State | Maharashtra |
| STD Code | 2526 |
| Phone | 271416 |
About the Wada branch
The Wada branch of The Thane District Central Cooperative Bank Limited is situated at DAHE SOCIETY BUILDING, LST FLOOR, MAIN ROAD, OPP.KAILASH TALKIES AT & POST.TALUKA-WADA, PIN-421303. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TDCB0000063 is used.
Why every The Thane District Central Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WADA of The Thane District Central Cooperative Bank Limited — its own 11-character IFSC. The code TDCB0000063 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TDCB0000063 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Wada branch is mapped to IFSC TDCB0000063 on the RBI payments network. The branch generally supports the full retail product catalogue of The Thane District Central Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains TDCB0000063.
Products and services
Customers walking into the Wada branch can access most of The Thane District Central Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC TDCB0000063
How to transfer money using IFSC TDCB0000063
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TDCB0000063 across all three.
NEFT to The Thane District Central Cooperative Bank Limited, WADA using IFSC TDCB0000063
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TDCB0000063, and confirm that the system picks up The Thane District Central Cooperative Bank Limited – WADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to WADA
If you need to transfer ₹2 lakh or more in one go to an account at The Thane District Central Cooperative Bank Limited's WADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TDCB0000063 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Thane District Central Cooperative Bank Limited – WADA, use IMPS. With IFSC TDCB0000063 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Wada
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TDCB0000063:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at WADA is still linked to IFSC TDCB0000063.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC TDCB0000063
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Thane District Central Cooperative Bank Limited – WADA is still mapped to IFSC TDCB0000063. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TDCB0000063 and the beneficiary's account number to complete the transfer.
Online banking and IFSC TDCB0000063
The Thane District Central Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the WADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TDCB0000063 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Thane District Central Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TDCB0000063 and the account number together uniquely identify the Wada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Thane District Central Cooperative Bank Limited – WADA:
- The IFSC is exactly TDCB0000063 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Thane District Central Cooperative Bank Limited as the bank name and WADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Wada branch
The branch is located at DAHE SOCIETY BUILDING, LST FLOOR, MAIN ROAD, OPP.KAILASH TALKIES AT & POST.TALUKA-WADA, PIN-421303, which puts it inside Thane, the broader Wada district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Thane District Central Cooperative Bank Limited Wada branch” — the verified location pin for IFSC TDCB0000063 should appear at the top of the results.
- Confirm the branch is open by calling 2526-271416 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TDCB0000063 and your account number.
Verifying IFSC TDCB0000063 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TDCB0000063 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2526-271416.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Wada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TDCB0000063, however, work 24x7.
Branch address & contact
The Thane District Central Cooperative Bank LimitedWada Branch
DAHE SOCIETY BUILDING, LST FLOOR, MAIN ROAD, OPP.KAILASH TALKIES AT & POST.TALUKA-WADA, PIN-421303
Thane, Maharashtra
Phone: 2526-271416
IFSC: TDCB0000063
Frequently asked questions
Is IFSC TDCB0000063 valid for NEFT and RTGS?
Yes. IFSC TDCB0000063 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using TDCB0000063 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Thane District Central Cooperative Bank Limited – Wada reflect within 30 minutes.
Where is The Thane District Central Cooperative Bank Limited Wada branch located?
The Thane District Central Cooperative Bank Limited's Wada branch is located at DAHE SOCIETY BUILDING, LST FLOOR, MAIN ROAD, OPP.KAILASH TALKIES AT & POST.TALUKA-WADA, PIN-421303, Thane, Maharashtra.
Is IFSC TDCB0000063 the same for all accounts at Wada branch?
Yes. The IFSC TDCB0000063 is shared by every account held at The Thane District Central Cooperative Bank Limited's Wada branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Wada branch but serve different purposes.
Does The Thane District Central Cooperative Bank Limited Wada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2526-271416 to confirm.
How do I add The Thane District Central Cooperative Bank Limited Wada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TDCB0000063, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code TDCB0000063 belongs to The Thane District Central Cooperative Bank Limited's WADA branch, located at DAHE SOCIETY BUILDING, LST FLOOR, MAIN ROAD, OPP.KAILASH TALKIES AT &… in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
