If you are searching for the IFSC code of The Thane District Central Cooperative Bank Limited, SHAHAPUR branch in THANE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is TDCB0000055. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHAHAPUR branch, and detailed step-by-step guides for using the IFSC TDCB0000055 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, TDCB0000055 is the IFSC of The Thane District Central Cooperative Bank Limited's SHAHAPUR branch. The format is fixed: TDCB = bank code, 0 = reserved, 000055 = branch identifier.
Branch details at a glance
| Bank Name | The Thane District Central Cooperative Bank Limited |
|---|---|
| Branch | Shahapur |
| IFSC Code | TDCB0000055 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SAI PLAZA BLDG, PANDIT NAKA, GOTHEGHAR TALUKA.SHAHAPUR, PIN -421 601. |
| City | Thane |
| District | Shahapur |
| State | Maharashtra |
| STD Code | 2527 |
| Phone | 272021 |
Bank profile
The Thane District Central Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shahapur branch — IFSC TDCB0000055 — extends the bank's services to customers in and around Thane, Maharashtra.
About this branch
The branch is located at SAI PLAZA BLDG, PANDIT NAKA, GOTHEGHAR TALUKA.SHAHAPUR, PIN -421 601.. It serves the Thane region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Thane District Central Cooperative Bank Limited. The IFSC TDCB0000055 is used to identify this branch on the RBI payments network.
Why every The Thane District Central Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHAHAPUR of The Thane District Central Cooperative Bank Limited — its own 11-character IFSC. The code TDCB0000055 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TDCB0000055 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC TDCB0000055
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TDCB0000055 across all three.
How to use IFSC TDCB0000055 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Thane District Central Cooperative Bank Limited's SHAHAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC TDCB0000055.
- Confirm the bank name auto-populates as The Thane District Central Cooperative Bank Limited and the branch as SHAHAPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SHAHAPUR
If you need to transfer ₹2 lakh or more in one go to an account at The Thane District Central Cooperative Bank Limited's SHAHAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TDCB0000055 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Thane District Central Cooperative Bank Limited – SHAHAPUR, use IMPS. With IFSC TDCB0000055 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC TDCB0000055 for The Thane District Central Cooperative Bank Limited – SHAHAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – TDCB0000055 | Yes – TDCB0000055 | Yes – TDCB0000055 |
For most retail customers crediting the Shahapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Thane District Central Cooperative Bank Limited's SHAHAPUR branch, the IFSC TDCB0000055 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Shahapur branch is mapped to IFSC TDCB0000055 on the RBI payments network. The branch generally supports the full retail product catalogue of The Thane District Central Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains TDCB0000055.
Banking services available
The Shahapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2527-272021.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC TDCB0000055
MICR & cheque-truncation details
Cheques drawn on the Shahapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TDCB0000055 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC TDCB0000055
The Thane District Central Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHAHAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TDCB0000055 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC TDCB0000055
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Thane District Central Cooperative Bank Limited – SHAHAPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
TDCB0000055. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Shahapur branch sits at SAI PLAZA BLDG, PANDIT NAKA, GOTHEGHAR TALUKA.SHAHAPUR, PIN -421 601.. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 2527-272021 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TDCB0000055 and your account number.
Verifying IFSC TDCB0000055 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TDCB0000055 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2527-272021.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shahapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TDCB0000055, however, work 24x7.
Branch address & contact
The Thane District Central Cooperative Bank LimitedShahapur Branch
SAI PLAZA BLDG, PANDIT NAKA, GOTHEGHAR TALUKA.SHAHAPUR, PIN -421 601.
Thane, Maharashtra
Phone: 2527-272021
IFSC: TDCB0000055
Frequently asked questions
Does The Thane District Central Cooperative Bank Limited Shahapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2527-272021 to confirm.
Can I use IFSC TDCB0000055 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC TDCB0000055 to send funds instantly.
What is the IFSC code of The Thane District Central Cooperative Bank Limited Shahapur branch?
The IFSC code of The Thane District Central Cooperative Bank Limited, Shahapur branch is TDCB0000055. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shahapur branch but serve different purposes.
What is the phone number of The Thane District Central Cooperative Bank Limited Shahapur branch?
You can reach the branch at 2527-272021 during regular banking hours.
How quickly will an NEFT transfer using TDCB0000055 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Thane District Central Cooperative Bank Limited – Shahapur reflect within 30 minutes.
Where is The Thane District Central Cooperative Bank Limited Shahapur branch located?
The Thane District Central Cooperative Bank Limited's Shahapur branch is located at SAI PLAZA BLDG, PANDIT NAKA, GOTHEGHAR TALUKA.SHAHAPUR, PIN -421 601., Thane, Maharashtra.
How do I add The Thane District Central Cooperative Bank Limited Shahapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TDCB0000055, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code TDCB0000055 belongs to The Thane District Central Cooperative Bank Limited's SHAHAPUR branch, located at SAI PLAZA BLDG, PANDIT NAKA, GOTHEGHAR TALUKA.SHAHAPUR, PIN -421 601. in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
