This page lists the IFSC code, branch address, contact number and fund-transfer information for The Thane District Central Cooperative Bank Limited, KHANIVALI branch in THANE. The 11-digit IFSC TDCB0000073 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Thane District Central Cooperative Bank Limited at the KHANIVALI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Thane District Central Cooperative Bank Limited – KHANIVALI is TDCB0000073. The first four letters TDCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000073 map to this branch in THANE, MAHARASHTRA.
About The Thane District Central Cooperative Bank Limited
The Thane District Central Cooperative Bank Limited operates a wide network of branches across India, including the Khanivali branch in Thane. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TDCB0000073.
Branch details at a glance
| Bank Name | The Thane District Central Cooperative Bank Limited |
|---|---|
| Branch | Khanivali |
| IFSC Code | TDCB0000073 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT & POST-KHANIVALI, TAL.WADA, DIST.THANE. PIN-401 204. |
| City | Thane |
| District | Khanivali |
| State | Maharashtra |
| STD Code | 2526 |
| Phone | 237664 |
About the Khanivali branch
The Khanivali branch of The Thane District Central Cooperative Bank Limited is situated at AT & POST-KHANIVALI, TAL.WADA, DIST.THANE. PIN-401 204.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TDCB0000073 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Thane District Central Cooperative Bank Limited's KHANIVALI branch came to be assigned the code TDCB0000073.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TDCB0000073, money simply cannot be routed to the KHANIVALI branch electronically.
Products and account variants supported
Every account opened at the Khanivali branch is mapped to IFSC TDCB0000073 on the RBI payments network. The branch generally supports the full retail product catalogue of The Thane District Central Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains TDCB0000073.
Banking services available
The Khanivali branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2526-237664.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC TDCB0000073
How to transfer money using IFSC TDCB0000073
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TDCB0000073 across all three.
NEFT to The Thane District Central Cooperative Bank Limited, KHANIVALI using IFSC TDCB0000073
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TDCB0000073, and confirm that the system picks up The Thane District Central Cooperative Bank Limited – KHANIVALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KHANIVALI
If you need to transfer ₹2 lakh or more in one go to an account at The Thane District Central Cooperative Bank Limited's KHANIVALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TDCB0000073 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Thane District Central Cooperative Bank Limited – KHANIVALI, use IMPS. With IFSC TDCB0000073 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC TDCB0000073 for The Thane District Central Cooperative Bank Limited – KHANIVALI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – TDCB0000073 | Yes – TDCB0000073 | Yes – TDCB0000073 |
For most retail customers crediting the Khanivali branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC TDCB0000073
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Thane District Central Cooperative Bank Limited – KHANIVALI is still mapped to IFSC TDCB0000073. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TDCB0000073 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Khanivali branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TDCB0000073 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Thane District Central Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TDCB0000073 and the account number together uniquely identify the Khanivali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Thane District Central Cooperative Bank Limited – KHANIVALI:
- The IFSC is exactly TDCB0000073 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Thane District Central Cooperative Bank Limited as the bank name and KHANIVALI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Khanivali branch
The branch is located at AT & POST-KHANIVALI, TAL.WADA, DIST.THANE. PIN-401 204., which puts it inside Thane, the broader Khanivali district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Thane District Central Cooperative Bank Limited Khanivali branch” — the verified location pin for IFSC TDCB0000073 should appear at the top of the results.
- Confirm the branch is open by calling 2526-237664 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TDCB0000073 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC TDCB0000073 for The Thane District Central Cooperative Bank Limited – KHANIVALI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khanivali branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TDCB0000073, however, work 24x7.
Branch address & contact
The Thane District Central Cooperative Bank LimitedKhanivali Branch
AT & POST-KHANIVALI, TAL.WADA, DIST.THANE. PIN-401 204.
Thane, Maharashtra
Phone: 2526-237664
IFSC: TDCB0000073
Frequently asked questions
How do I add The Thane District Central Cooperative Bank Limited Khanivali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TDCB0000073, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC TDCB0000073 the same for all accounts at Khanivali branch?
Yes. The IFSC TDCB0000073 is shared by every account held at The Thane District Central Cooperative Bank Limited's Khanivali branch. Only the account number changes from customer to customer.
Is IFSC TDCB0000073 valid for NEFT and RTGS?
Yes. IFSC TDCB0000073 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC TDCB0000073 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC TDCB0000073 to send funds instantly.
How quickly will an NEFT transfer using TDCB0000073 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Thane District Central Cooperative Bank Limited – Khanivali reflect within 30 minutes.
What is the IFSC code of The Thane District Central Cooperative Bank Limited Khanivali branch?
The IFSC code of The Thane District Central Cooperative Bank Limited, Khanivali branch is TDCB0000073. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does The Thane District Central Cooperative Bank Limited Khanivali branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2526-237664 to confirm.
What is the phone number of The Thane District Central Cooperative Bank Limited Khanivali branch?
You can reach the branch at 2526-237664 during regular banking hours.
Summary
The IFSC code TDCB0000073 belongs to The Thane District Central Cooperative Bank Limited's KHANIVALI branch, located at AT & POST-KHANIVALI, TAL.WADA, DIST.THANE. PIN-401 204. in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
