If you are searching for the IFSC code of The Thane District Central Cooperative Bank Limited, KELWA branch in THANE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is TDCB0000050. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KELWA branch, and detailed step-by-step guides for using the IFSC TDCB0000050 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Thane District Central Cooperative Bank Limited's KELWA branch, the IFSC TDCB0000050 breaks down as follows: TDCB identifies the bank, 0 is the reserved character, and 000050 identifies this particular branch.
Branch details at a glance
| Bank Name | The Thane District Central Cooperative Bank Limited |
|---|---|
| Branch | Kelwa |
| IFSC Code | TDCB0000050 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KELWA MARKET, PALGHAR (W), TALUKA-PALGHAR, PIN-401 401. |
| City | Thane |
| District | Kelwa |
| State | Maharashtra |
| STD Code | 2525 |
| Phone | 222045 |
About the bank
The Thane District Central Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kelwa branch in Thane, Maharashtra is part of this network and uses the IFSC code TDCB0000050 for all electronic settlement.
About this branch
The branch is located at KELWA MARKET, PALGHAR (W), TALUKA-PALGHAR, PIN-401 401.. It serves the Thane region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Thane District Central Cooperative Bank Limited. The IFSC TDCB0000050 is used to identify this branch on the RBI payments network.
Why every The Thane District Central Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KELWA of The Thane District Central Cooperative Bank Limited — its own 11-character IFSC. The code TDCB0000050 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TDCB0000050 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC TDCB0000050
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TDCB0000050 across all three.
NEFT to The Thane District Central Cooperative Bank Limited, KELWA using IFSC TDCB0000050
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TDCB0000050, and confirm that the system picks up The Thane District Central Cooperative Bank Limited – KELWA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC TDCB0000050
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Thane District Central Cooperative Bank Limited – KELWA, ensure your bank's portal accepts IFSC TDCB0000050 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Thane District Central Cooperative Bank Limited – KELWA, use IMPS. With IFSC TDCB0000050 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC TDCB0000050 for The Thane District Central Cooperative Bank Limited – KELWA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – TDCB0000050 | Yes – TDCB0000050 | Yes – TDCB0000050 |
For most retail customers crediting the Kelwa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC TDCB0000050
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Thane District Central Cooperative Bank Limited – KELWA is still mapped to IFSC TDCB0000050. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TDCB0000050 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kelwa branch
Once you have an account at The Thane District Central Cooperative Bank Limited – KELWA, the IFSC TDCB0000050 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kelwa branch can access most of The Thane District Central Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC TDCB0000050
MICR & cheque-truncation details
Cheques drawn on the Kelwa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TDCB0000050 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC TDCB0000050
The Thane District Central Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KELWA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TDCB0000050 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Thane District Central Cooperative Bank Limited – KELWA:
- The IFSC is exactly TDCB0000050 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Thane District Central Cooperative Bank Limited as the bank name and KELWA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kelwa branch sits at KELWA MARKET, PALGHAR (W), TALUKA-PALGHAR, PIN-401 401.. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 2525-222045 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TDCB0000050 and your account number.
Verifying IFSC TDCB0000050 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TDCB0000050 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2525-222045.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kelwa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TDCB0000050, however, work 24x7.
Branch address & contact
The Thane District Central Cooperative Bank LimitedKelwa Branch
KELWA MARKET, PALGHAR (W), TALUKA-PALGHAR, PIN-401 401.
Thane, Maharashtra
Phone: 2525-222045
IFSC: TDCB0000050
Frequently asked questions
Where is The Thane District Central Cooperative Bank Limited Kelwa branch located?
The Thane District Central Cooperative Bank Limited's Kelwa branch is located at KELWA MARKET, PALGHAR (W), TALUKA-PALGHAR, PIN-401 401., Thane, Maharashtra.
What is the IFSC code of The Thane District Central Cooperative Bank Limited Kelwa branch?
The IFSC code of The Thane District Central Cooperative Bank Limited, Kelwa branch is TDCB0000050. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kelwa branch but serve different purposes.
How do I add The Thane District Central Cooperative Bank Limited Kelwa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TDCB0000050, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC TDCB0000050 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC TDCB0000050 to send funds instantly.
Is IFSC TDCB0000050 the same for all accounts at Kelwa branch?
Yes. The IFSC TDCB0000050 is shared by every account held at The Thane District Central Cooperative Bank Limited's Kelwa branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using TDCB0000050 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Thane District Central Cooperative Bank Limited – Kelwa reflect within 30 minutes.
Summary
The IFSC code TDCB0000050 belongs to The Thane District Central Cooperative Bank Limited's KELWA branch, located at KELWA MARKET, PALGHAR (W), TALUKA-PALGHAR, PIN-401 401. in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
