IFSC Code of The Thane District Central Cooperative Bank Limited, Kalher Branch, Maharashtra

Below are the complete branch details for The Thane District Central Cooperative Bank Limited, KALHER branch, located in THANE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is TDCB0000114. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TDCB0000114 for The Thane District Central Cooperative Bank Limited – KALHER — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Thane District Central Cooperative Bank Limited – KALHER is TDCB0000114. The first four letters TDCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000114 map to this branch in THANE, MAHARASHTRA.

About The Thane District Central Cooperative Bank Limited

The Thane District Central Cooperative Bank Limited operates a wide network of branches across India, including the Kalher branch in Thane. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TDCB0000114.

Kalher branch overview

Located at SHOP-16,17,18,19,1ST FLOOR,HIRA ARCADE,KALHER,TAL-BHIWANDI,THAN-421302, the Kalher branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TDCB0000114 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Thane District Central Cooperative Bank Limited's KALHER branch came to be assigned the code TDCB0000114.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TDCB0000114, money simply cannot be routed to the KALHER branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Thane District Central Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TDCB0000114 and the account number together uniquely identify the Kalher branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TDCB0000114

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TDCB0000114 across all three.

NEFT to The Thane District Central Cooperative Bank Limited, KALHER using IFSC TDCB0000114

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TDCB0000114, and confirm that the system picks up The Thane District Central Cooperative Bank Limited – KALHER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KALHER

If you need to transfer ₹2 lakh or more in one go to an account at The Thane District Central Cooperative Bank Limited's KALHER branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TDCB0000114 while initiating the transfer and the credit will appear within minutes.

IMPS to The Thane District Central Cooperative Bank Limited KALHER (IFSC TDCB0000114)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TDCB0000114 in your mobile or internet banking app, and the money is credited to the KALHER branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kalher

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TDCB0000114:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KALHER is still linked to IFSC TDCB0000114.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TDCB0000114

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Thane District Central Cooperative Bank Limited – KALHER is still mapped to IFSC TDCB0000114. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TDCB0000114 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Kalher branch is mapped to IFSC TDCB0000114 on the RBI payments network. The branch generally supports the full retail product catalogue of The Thane District Central Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TDCB0000114.

Products and services

Customers walking into the Kalher branch can access most of The Thane District Central Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TDCB0000114

Online banking and IFSC TDCB0000114

The Thane District Central Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KALHER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TDCB0000114 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Kalher branch

The branch is located at SHOP-16,17,18,19,1ST FLOOR,HIRA ARCADE,KALHER,TAL-BHIWANDI,THAN-421302, which puts it inside Thane, the broader Bhiwandi district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Thane District Central Cooperative Bank Limited Kalher branch” — the verified location pin for IFSC TDCB0000114 should appear at the top of the results.
2. Confirm the branch is open by calling 22-21582015 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TDCB0000114 and your account number.

Common mistakes to avoid when using IFSC TDCB0000114

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Thane District Central Cooperative Bank Limited – KALHER, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TDCB0000114.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Kalher are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TDCB0000114 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TDCB0000114 for The Thane District Central Cooperative Bank Limited – KALHER, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: TDCB0000114 is the IFSC code of The Thane District Central Cooperative Bank Limited, KALHER branch, in THANE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.