Use this page as a one-stop reference for everything related to The Thane District Central Cooperative Bank Limited's CHINCHANI branch in THANE, MAHARASHTRA. The branch's IFSC code TDCB0000020 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, TDCB0000020 is the IFSC of The Thane District Central Cooperative Bank Limited's CHINCHANI branch. The format is fixed: TDCB = bank code, 0 = reserved, 000020 = branch identifier.
About The Thane District Central Cooperative Bank Limited
The Thane District Central Cooperative Bank Limited operates a wide network of branches across India, including the Chinchani branch in Thane. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TDCB0000020.
Branch details at a glance
| Bank Name | The Thane District Central Cooperative Bank Limited |
|---|---|
| Branch | Chinchani |
| IFSC Code | TDCB0000020 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRAMPANCHAYAT BUILDING, 1ST FLOOR, AT & POST-CHINCHANI, TALUKA- DAHANU, PIN-401503 |
| City | Thane |
| District | Dahanu |
| State | Maharashtra |
| STD Code | 2528 |
| Phone | 242156 |
Chinchani branch overview
Located at GRAMPANCHAYAT BUILDING, 1ST FLOOR, AT & POST-CHINCHANI, TALUKA- DAHANU, PIN-401503, the Chinchani branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TDCB0000020 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Thane District Central Cooperative Bank Limited's CHINCHANI branch came to be assigned the code TDCB0000020.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TDCB0000020, money simply cannot be routed to the CHINCHANI branch electronically.
Products and account variants supported
Every account opened at the Chinchani branch is mapped to IFSC TDCB0000020 on the RBI payments network. The branch generally supports the full retail product catalogue of The Thane District Central Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains TDCB0000020.
Products and services
Customers walking into the Chinchani branch can access most of The Thane District Central Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC TDCB0000020
How to transfer money using IFSC TDCB0000020
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TDCB0000020 across all three.
How to use IFSC TDCB0000020 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Thane District Central Cooperative Bank Limited's CHINCHANI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC TDCB0000020.
- Confirm the bank name auto-populates as The Thane District Central Cooperative Bank Limited and the branch as CHINCHANI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHINCHANI
If you need to transfer ₹2 lakh or more in one go to an account at The Thane District Central Cooperative Bank Limited's CHINCHANI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TDCB0000020 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Thane District Central Cooperative Bank Limited – CHINCHANI, use IMPS. With IFSC TDCB0000020 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Chinchani
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TDCB0000020:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHINCHANI is still linked to IFSC TDCB0000020.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC TDCB0000020
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Thane District Central Cooperative Bank Limited – CHINCHANI is still mapped to IFSC TDCB0000020. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TDCB0000020 and the beneficiary's account number to complete the transfer.
Online banking and IFSC TDCB0000020
The Thane District Central Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHINCHANI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TDCB0000020 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Chinchani branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TDCB0000020 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Thane District Central Cooperative Bank Limited – CHINCHANI:
- The IFSC is exactly TDCB0000020 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Thane District Central Cooperative Bank Limited as the bank name and CHINCHANI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chinchani branch
The branch is located at GRAMPANCHAYAT BUILDING, 1ST FLOOR, AT & POST-CHINCHANI, TALUKA- DAHANU, PIN-401503, which puts it inside Thane, the broader Dahanu district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Thane District Central Cooperative Bank Limited Chinchani branch” — the verified location pin for IFSC TDCB0000020 should appear at the top of the results.
- Confirm the branch is open by calling 2528-242156 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TDCB0000020 and your account number.
Verifying IFSC TDCB0000020 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TDCB0000020 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2528-242156.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chinchani branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TDCB0000020, however, work 24x7.
Branch address & contact
The Thane District Central Cooperative Bank LimitedChinchani Branch
GRAMPANCHAYAT BUILDING, 1ST FLOOR, AT & POST-CHINCHANI, TALUKA- DAHANU, PIN-401503
Thane, Maharashtra
Phone: 2528-242156
IFSC: TDCB0000020
Frequently asked questions
Can I use IFSC TDCB0000020 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC TDCB0000020 to send funds instantly.
Is IFSC TDCB0000020 valid for NEFT and RTGS?
Yes. IFSC TDCB0000020 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is The Thane District Central Cooperative Bank Limited Chinchani branch located?
The Thane District Central Cooperative Bank Limited's Chinchani branch is located at GRAMPANCHAYAT BUILDING, 1ST FLOOR, AT & POST-CHINCHANI, TALUKA- DAHANU, PIN-401503, Thane, Maharashtra.
Is IFSC TDCB0000020 the same for all accounts at Chinchani branch?
Yes. The IFSC TDCB0000020 is shared by every account held at The Thane District Central Cooperative Bank Limited's Chinchani branch. Only the account number changes from customer to customer.
How do I add The Thane District Central Cooperative Bank Limited Chinchani as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TDCB0000020, and complete OTP verification. Once activated, you can transfer funds at any time.
Does The Thane District Central Cooperative Bank Limited Chinchani branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2528-242156 to confirm.
How quickly will an NEFT transfer using TDCB0000020 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Thane District Central Cooperative Bank Limited – Chinchani reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chinchani branch but serve different purposes.
Summary
The IFSC code TDCB0000020 belongs to The Thane District Central Cooperative Bank Limited's CHINCHANI branch, located at GRAMPANCHAYAT BUILDING, 1ST FLOOR, AT & POST-CHINCHANI, TALUKA- DAHANU,… in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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