If you are searching for the IFSC code of The Thane District Central Cooperative Bank Limited, CHANDIP branch in THANE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is TDCB0000004. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHANDIP branch, and detailed step-by-step guides for using the IFSC TDCB0000004 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, TDCB0000004 is the IFSC of The Thane District Central Cooperative Bank Limited's CHANDIP branch. The format is fixed: TDCB = bank code, 0 = reserved, 000004 = branch identifier.
Bank profile
The Thane District Central Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Chandip branch — IFSC TDCB0000004 — extends the bank's services to customers in and around Thane, Maharashtra.
About the Chandip branch
The Chandip branch of The Thane District Central Cooperative Bank Limited is situated at AT & POST CHANDIP, SHIRSAD-VAJRESHWARI ROAD, TALUKA-VASAI, PIN -401303. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TDCB0000004 is used.
Branch details at a glance
| Bank Name | The Thane District Central Cooperative Bank Limited |
|---|---|
| Branch | Chandip |
| IFSC Code | TDCB0000004 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT & POST CHANDIP, SHIRSAD-VAJRESHWARI ROAD, TALUKA-VASAI, PIN -401303 |
| City | Thane |
| District | Vasai |
| State | Maharashtra |
| STD Code | 250 |
| Phone | 2571222 |
Why every The Thane District Central Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHANDIP of The Thane District Central Cooperative Bank Limited — its own 11-character IFSC. The code TDCB0000004 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TDCB0000004 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Chandip branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TDCB0000004 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC TDCB0000004
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TDCB0000004 across all three.
NEFT to The Thane District Central Cooperative Bank Limited, CHANDIP using IFSC TDCB0000004
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TDCB0000004, and confirm that the system picks up The Thane District Central Cooperative Bank Limited – CHANDIP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC TDCB0000004
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Thane District Central Cooperative Bank Limited – CHANDIP, ensure your bank's portal accepts IFSC TDCB0000004 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Thane District Central Cooperative Bank Limited – CHANDIP, use IMPS. With IFSC TDCB0000004 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Chandip
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TDCB0000004:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHANDIP is still linked to IFSC TDCB0000004.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC TDCB0000004
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Thane District Central Cooperative Bank Limited – CHANDIP is still mapped to IFSC TDCB0000004. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TDCB0000004 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chandip branch is mapped to IFSC TDCB0000004 on the RBI payments network. The branch generally supports the full retail product catalogue of The Thane District Central Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains TDCB0000004.
Banking services available
The Chandip branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 250-2571222.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC TDCB0000004
Digital banking channels
Most day-to-day work that customers used to do at the Chandip branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TDCB0000004 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Chandip branch sits at AT & POST CHANDIP, SHIRSAD-VAJRESHWARI ROAD, TALUKA-VASAI, PIN -401303. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 250-2571222 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TDCB0000004 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Thane District Central Cooperative Bank Limited – CHANDIP:
- The IFSC is exactly TDCB0000004 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Thane District Central Cooperative Bank Limited as the bank name and CHANDIP as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chandip branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TDCB0000004, however, work 24x7.
Verifying IFSC TDCB0000004 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TDCB0000004 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 250-2571222.
- Visiting the bank's official branch locator page.
Branch address & contact
The Thane District Central Cooperative Bank LimitedChandip Branch
AT & POST CHANDIP, SHIRSAD-VAJRESHWARI ROAD, TALUKA-VASAI, PIN -401303
Thane, Maharashtra
Phone: 250-2571222
IFSC: TDCB0000004
Frequently asked questions
What is the phone number of The Thane District Central Cooperative Bank Limited Chandip branch?
You can reach the branch at 250-2571222 during regular banking hours.
How do I add The Thane District Central Cooperative Bank Limited Chandip as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TDCB0000004, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC TDCB0000004 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC TDCB0000004 to send funds instantly.
Is IFSC TDCB0000004 valid for NEFT and RTGS?
Yes. IFSC TDCB0000004 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using TDCB0000004 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Thane District Central Cooperative Bank Limited – Chandip reflect within 30 minutes.
Does The Thane District Central Cooperative Bank Limited Chandip branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 250-2571222 to confirm.
What is the IFSC code of The Thane District Central Cooperative Bank Limited Chandip branch?
The IFSC code of The Thane District Central Cooperative Bank Limited, Chandip branch is TDCB0000004. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is The Thane District Central Cooperative Bank Limited Chandip branch located?
The Thane District Central Cooperative Bank Limited's Chandip branch is located at AT & POST CHANDIP, SHIRSAD-VAJRESHWARI ROAD, TALUKA-VASAI, PIN -401303, Thane, Maharashtra.
Final notes
To recap: TDCB0000004 is the IFSC code of The Thane District Central Cooperative Bank Limited, CHANDIP branch, in THANE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
