IFSC Code of The Thane Bharat Sahakari Bank Limited, Ghodbundar Road Branch, Maharashtra

Below are the complete branch details for The Thane Bharat Sahakari Bank Limited, GHODBUNDAR ROAD branch, located in THANE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is TBSB0000016. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TBSB0000016 for The Thane Bharat Sahakari Bank Limited – GHODBUNDAR ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Thane Bharat Sahakari Bank Limited – GHODBUNDAR ROAD is TBSB0000016. The first four letters TBSB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000016 map to this branch in THANE, MAHARASHTRA.

About The Thane Bharat Sahakari Bank Limited

The Thane Bharat Sahakari Bank Limited operates a wide network of branches across India, including the Ghodbundar Road branch in Thane. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TBSB0000016.

About the Ghodbundar Road branch

The Ghodbundar Road branch of The Thane Bharat Sahakari Bank Limited is situated at SIDDESHWAR ARCADE, OPP SURAJ WATER PARK, GHODBUNDER ROAD, THANE WEST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TBSB0000016 is used.

Branch details at a glance

Why every The Thane Bharat Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GHODBUNDAR ROAD of The Thane Bharat Sahakari Bank Limited — its own 11-character IFSC. The code TBSB0000016 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TBSB0000016 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Ghodbundar Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TBSB0000016 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC TBSB0000016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TBSB0000016 across all three.

How to use IFSC TBSB0000016 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Thane Bharat Sahakari Bank Limited's GHODBUNDAR ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TBSB0000016.
4. Confirm the bank name auto-populates as The Thane Bharat Sahakari Bank Limited and the branch as GHODBUNDAR ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GHODBUNDAR ROAD

If you need to transfer ₹2 lakh or more in one go to an account at The Thane Bharat Sahakari Bank Limited's GHODBUNDAR ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TBSB0000016 while initiating the transfer and the credit will appear within minutes.

IMPS to The Thane Bharat Sahakari Bank Limited GHODBUNDAR ROAD (IFSC TBSB0000016)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TBSB0000016 in your mobile or internet banking app, and the money is credited to the GHODBUNDAR ROAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TBSB0000016 for The Thane Bharat Sahakari Bank Limited – GHODBUNDAR ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ghodbundar Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Thane Bharat Sahakari Bank Limited's GHODBUNDAR ROAD branch, the IFSC TBSB0000016 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Ghodbundar Road branch

Once you have an account at The Thane Bharat Sahakari Bank Limited – GHODBUNDAR ROAD, the IFSC TBSB0000016 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Ghodbundar Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-25972720.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TBSB0000016

Digital banking channels

Most day-to-day work that customers used to do at the Ghodbundar Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TBSB0000016 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Ghodbundar Road branch sits at SIDDESHWAR ARCADE, OPP SURAJ WATER PARK, GHODBUNDER ROAD, THANE WEST. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 22-25972720 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TBSB0000016 and your account number.

Common mistakes to avoid when using IFSC TBSB0000016

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Thane Bharat Sahakari Bank Limited – GHODBUNDAR ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TBSB0000016.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Ghodbundar Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TBSB0000016 continue to work without interruption.

Verifying IFSC TBSB0000016 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TBSB0000016 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-25972720.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TBSB0000016 belongs to The Thane Bharat Sahakari Bank Limited's GHODBUNDAR ROAD branch, located at SIDDESHWAR ARCADE, OPP SURAJ WATER PARK, GHODBUNDER ROAD, THANE WEST in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.