IFSC Code of The Thane Bharat Sahakari Bank Limited, Back Office Branch, Maharashtra

If you are searching for the IFSC code of The Thane Bharat Sahakari Bank Limited, BACK OFFICE branch in THANE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is TBSB0SERCEN. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BACK OFFICE branch, and detailed step-by-step guides for using the IFSC TBSB0SERCEN across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TBSB0SERCEN is the IFSC of The Thane Bharat Sahakari Bank Limited's BACK OFFICE branch. The format is fixed: TBSB = bank code, 0 = reserved, SERCEN = branch identifier.

Branch details at a glance

About The Thane Bharat Sahakari Bank Limited

The Thane Bharat Sahakari Bank Limited operates a wide network of branches across India, including the Back Office branch in Thane. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TBSB0SERCEN.

Back Office branch overview

Located at SATYAM PREMISES, OPP NAUPADA TELEPHONE EXCHANGE, NAUPADA, THANE WEST 400602, the Back Office branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TBSB0SERCEN is required for all interbank electronic transfers routed through this branch.

Why every The Thane Bharat Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BACK OFFICE of The Thane Bharat Sahakari Bank Limited — its own 11-character IFSC. The code TBSB0SERCEN is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TBSB0SERCEN the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC TBSB0SERCEN

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TBSB0SERCEN across all three.

NEFT to The Thane Bharat Sahakari Bank Limited, BACK OFFICE using IFSC TBSB0SERCEN

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TBSB0SERCEN, and confirm that the system picks up The Thane Bharat Sahakari Bank Limited – BACK OFFICE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BACK OFFICE

If you need to transfer ₹2 lakh or more in one go to an account at The Thane Bharat Sahakari Bank Limited's BACK OFFICE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TBSB0SERCEN while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Thane Bharat Sahakari Bank Limited – BACK OFFICE, use IMPS. With IFSC TBSB0SERCEN and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TBSB0SERCEN for The Thane Bharat Sahakari Bank Limited – BACK OFFICE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Back Office branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC TBSB0SERCEN

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Thane Bharat Sahakari Bank Limited – BACK OFFICE is still mapped to IFSC TBSB0SERCEN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TBSB0SERCEN and the beneficiary's account number to complete the transfer.

Account types you can open at the Back Office branch

Once you have an account at The Thane Bharat Sahakari Bank Limited – BACK OFFICE, the IFSC TBSB0SERCEN stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Back Office branch can access most of The Thane Bharat Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TBSB0SERCEN

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Thane Bharat Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TBSB0SERCEN and the account number together uniquely identify the Back Office branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC TBSB0SERCEN

The Thane Bharat Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BACK OFFICE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TBSB0SERCEN is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC TBSB0SERCEN

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Thane Bharat Sahakari Bank Limited – BACK OFFICE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TBSB0SERCEN.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Back Office branch

The branch is located at SATYAM PREMISES, OPP NAUPADA TELEPHONE EXCHANGE, NAUPADA, THANE WEST 400602, which puts it inside Thane, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Thane Bharat Sahakari Bank Limited Back Office branch” — the verified location pin for IFSC TBSB0SERCEN should appear at the top of the results.
2. Confirm the branch is open by calling 22-25404747 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TBSB0SERCEN and your account number.

Verifying IFSC TBSB0SERCEN from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TBSB0SERCEN by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-25404747.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Back Office are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TBSB0SERCEN continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: TBSB0SERCEN is the IFSC code of The Thane Bharat Sahakari Bank Limited, BACK OFFICE branch, in THANE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.