Use this page as a one-stop reference for everything related to The Tamil Nadu State Apex Cooperative Bank's THE THOOTHUKUDI DISTRICT CENTRAL COOPERATIVE BANK LTD. branch in THOOTHUKUDI, TAMIL NADU. The branch's IFSC code TNSC0012100 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, TNSC0012100 is the IFSC of The Tamil Nadu State Apex Cooperative Bank's THE THOOTHUKUDI DISTRICT CENTRAL COOPERATIVE BANK LTD. branch. The format is fixed: TNSC = bank code, 0 = reserved, 012100 = branch identifier.
About the bank
The Tamil Nadu State Apex Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Thoothukudi District Central Cooperative Bank Ltd. branch in Thoothukudi, Tamil Nadu is part of this network and uses the IFSC code TNSC0012100 for all electronic settlement.
The Thoothukudi District Central Cooperative Bank Ltd. branch overview
Located at 109 5D,ETTAYAPURAM ROAD,POLEPETTAI,THOOTHUKUDI 628002, the The Thoothukudi District Central Cooperative Bank Ltd. branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TNSC0012100 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | The Tamil Nadu State Apex Cooperative Bank |
|---|---|
| Branch | The Thoothukudi District Central Cooperative Bank Ltd. |
| IFSC Code | TNSC0012100 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 109 5D,ETTAYAPURAM ROAD,POLEPETTAI,THOOTHUKUDI 628002 |
| City | Thoothukudi |
| District | Thoothukudi |
| State | Tamil Nadu |
| STD Code | 461 |
| Phone | 2347604 |
Why every The Tamil Nadu State Apex Cooperative Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE THOOTHUKUDI DISTRICT CENTRAL COOPERATIVE BANK LTD. of The Tamil Nadu State Apex Cooperative Bank — its own 11-character IFSC. The code TNSC0012100 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TNSC0012100 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Tamil Nadu State Apex Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TNSC0012100 and the account number together uniquely identify the The Thoothukudi District Central Cooperative Bank Ltd. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC TNSC0012100
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TNSC0012100 across all three.
How to use IFSC TNSC0012100 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Tamil Nadu State Apex Cooperative Bank's THE THOOTHUKUDI DISTRICT CENTRAL COOPERATIVE BANK LTD. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC TNSC0012100.
- Confirm the bank name auto-populates as The Tamil Nadu State Apex Cooperative Bank and the branch as THE THOOTHUKUDI DISTRICT CENTRAL COOPERATIVE BANK LTD..
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to THE THOOTHUKUDI DISTRICT CENTRAL COOPERATIVE BANK LTD.
If you need to transfer ₹2 lakh or more in one go to an account at The Tamil Nadu State Apex Cooperative Bank's THE THOOTHUKUDI DISTRICT CENTRAL COOPERATIVE BANK LTD. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TNSC0012100 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Tamil Nadu State Apex Cooperative Bank – THE THOOTHUKUDI DISTRICT CENTRAL COOPERATIVE BANK LTD., use IMPS. With IFSC TNSC0012100 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to The Thoothukudi District Central Cooperative Bank Ltd.
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TNSC0012100:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE THOOTHUKUDI DISTRICT CENTRAL COOPERATIVE BANK LTD. is still linked to IFSC TNSC0012100.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Tamil Nadu State Apex Cooperative Bank's THE THOOTHUKUDI DISTRICT CENTRAL COOPERATIVE BANK LTD. branch, the IFSC TNSC0012100 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the The Thoothukudi District Central Cooperative Bank Ltd. branch
Once you have an account at The Tamil Nadu State Apex Cooperative Bank – THE THOOTHUKUDI DISTRICT CENTRAL COOPERATIVE BANK LTD., the IFSC TNSC0012100 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The The Thoothukudi District Central Cooperative Bank Ltd. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 461-2347604.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC TNSC0012100
Digital banking channels
Most day-to-day work that customers used to do at the The Thoothukudi District Central Cooperative Bank Ltd. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TNSC0012100 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the The Thoothukudi District Central Cooperative Bank Ltd. branch
The branch is located at 109 5D,ETTAYAPURAM ROAD,POLEPETTAI,THOOTHUKUDI 628002, which puts it inside Thoothukudi, the broader Thoothukudi district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “The Tamil Nadu State Apex Cooperative Bank The Thoothukudi District Central Cooperative Bank Ltd. branch” — the verified location pin for IFSC TNSC0012100 should appear at the top of the results.
- Confirm the branch is open by calling 461-2347604 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TNSC0012100 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Tamil Nadu State Apex Cooperative Bank – THE THOOTHUKUDI DISTRICT CENTRAL COOPERATIVE BANK LTD.:
- The IFSC is exactly TNSC0012100 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Tamil Nadu State Apex Cooperative Bank as the bank name and THE THOOTHUKUDI DISTRICT CENTRAL COOPERATIVE BANK LTD. as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Thoothukudi District Central Cooperative Bank Ltd. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TNSC0012100, however, work 24x7.
Verifying IFSC TNSC0012100 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TNSC0012100 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 461-2347604.
- Visiting the bank's official branch locator page.
Branch address & contact
The Tamil Nadu State Apex Cooperative BankThe Thoothukudi District Central Cooperative Bank Ltd. Branch
109 5D,ETTAYAPURAM ROAD,POLEPETTAI,THOOTHUKUDI 628002
Thoothukudi, Tamil Nadu
Phone: 461-2347604
IFSC: TNSC0012100
Frequently asked questions
Does The Tamil Nadu State Apex Cooperative Bank The Thoothukudi District Central Cooperative Bank Ltd. branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 461-2347604 to confirm.
Is IFSC TNSC0012100 the same for all accounts at The Thoothukudi District Central Cooperative Bank Ltd. branch?
Yes. The IFSC TNSC0012100 is shared by every account held at The Tamil Nadu State Apex Cooperative Bank's The Thoothukudi District Central Cooperative Bank Ltd. branch. Only the account number changes from customer to customer.
Can I use IFSC TNSC0012100 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC TNSC0012100 to send funds instantly.
What is the phone number of The Tamil Nadu State Apex Cooperative Bank The Thoothukudi District Central Cooperative Bank Ltd. branch?
You can reach the branch at 461-2347604 during regular banking hours.
How quickly will an NEFT transfer using TNSC0012100 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Tamil Nadu State Apex Cooperative Bank – The Thoothukudi District Central Cooperative Bank Ltd. reflect within 30 minutes.
How do I add The Tamil Nadu State Apex Cooperative Bank The Thoothukudi District Central Cooperative Bank Ltd. as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TNSC0012100, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: TNSC0012100 is the IFSC code of The Tamil Nadu State Apex Cooperative Bank, THE THOOTHUKUDI DISTRICT CENTRAL COOPERATIVE BANK LTD. branch, in THOOTHUKUDI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


