IFSC Code of The Tamil Nadu State Apex Cooperative Bank, Pondicherry State Cooperative Bank Ltd. Branch, Puducherry

If you are searching for the IFSC code of The Tamil Nadu State Apex Cooperative Bank, PONDICHERRY STATE COOPERATIVE BANK LTD. branch in PUDUCHERRY, PUDUCHERRY, this page has every detail you need. The verified IFSC code for this branch is TNSC0160101. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PONDICHERRY STATE COOPERATIVE BANK LTD. branch, and detailed step-by-step guides for using the IFSC TNSC0160101 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TNSC0160101 is the IFSC of The Tamil Nadu State Apex Cooperative Bank's PONDICHERRY STATE COOPERATIVE BANK LTD. branch. The format is fixed: TNSC = bank code, 0 = reserved, 160101 = branch identifier.

About the bank

The Tamil Nadu State Apex Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pondicherry State Cooperative Bank Ltd. branch in Puducherry, Puducherry is part of this network and uses the IFSC code TNSC0160101 for all electronic settlement.

About the Pondicherry State Cooperative Bank Ltd. branch

The Pondicherry State Cooperative Bank Ltd. branch of The Tamil Nadu State Apex Cooperative Bank is situated at 204,EAST COAST ROAD,OLANDAIKEERAPALAYAM,MUDALIARPET POST,PUDUCHERRY 605 004. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TNSC0160101 is used.

Branch details at a glance

Why every The Tamil Nadu State Apex Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PONDICHERRY STATE COOPERATIVE BANK LTD. of The Tamil Nadu State Apex Cooperative Bank — its own 11-character IFSC. The code TNSC0160101 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TNSC0160101 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Tamil Nadu State Apex Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TNSC0160101 and the account number together uniquely identify the Pondicherry State Cooperative Bank Ltd. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TNSC0160101

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TNSC0160101 across all three.

NEFT to The Tamil Nadu State Apex Cooperative Bank, PONDICHERRY STATE COOPERATIVE BANK LTD. using IFSC TNSC0160101

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TNSC0160101, and confirm that the system picks up The Tamil Nadu State Apex Cooperative Bank – PONDICHERRY STATE COOPERATIVE BANK LTD.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC TNSC0160101

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Tamil Nadu State Apex Cooperative Bank – PONDICHERRY STATE COOPERATIVE BANK LTD., ensure your bank's portal accepts IFSC TNSC0160101 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Tamil Nadu State Apex Cooperative Bank – PONDICHERRY STATE COOPERATIVE BANK LTD., use IMPS. With IFSC TNSC0160101 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Pondicherry State Cooperative Bank Ltd.

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TNSC0160101:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PONDICHERRY STATE COOPERATIVE BANK LTD. is still linked to IFSC TNSC0160101.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TNSC0160101

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Tamil Nadu State Apex Cooperative Bank – PONDICHERRY STATE COOPERATIVE BANK LTD. is still mapped to IFSC TNSC0160101. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TNSC0160101 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Pondicherry State Cooperative Bank Ltd. branch is mapped to IFSC TNSC0160101 on the RBI payments network. The branch generally supports the full retail product catalogue of The Tamil Nadu State Apex Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TNSC0160101.

Products and services

Customers walking into the Pondicherry State Cooperative Bank Ltd. branch can access most of The Tamil Nadu State Apex Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TNSC0160101

Digital banking channels

Most day-to-day work that customers used to do at the Pondicherry State Cooperative Bank Ltd. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TNSC0160101 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Pondicherry State Cooperative Bank Ltd. branch

The branch is located at 204,EAST COAST ROAD,OLANDAIKEERAPALAYAM,MUDALIARPET POST,PUDUCHERRY 605 004, which puts it inside Puducherry, the broader Puducherry district, and the state of Puducherry. To plan your visit:

1. Open Google Maps on your phone and search for “The Tamil Nadu State Apex Cooperative Bank Pondicherry State Cooperative Bank Ltd. branch” — the verified location pin for IFSC TNSC0160101 should appear at the top of the results.
2. Confirm the branch is open by calling 413-2285303 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TNSC0160101 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Tamil Nadu State Apex Cooperative Bank – PONDICHERRY STATE COOPERATIVE BANK LTD.:

• The IFSC is exactly TNSC0160101 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Tamil Nadu State Apex Cooperative Bank as the bank name and PONDICHERRY STATE COOPERATIVE BANK LTD. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Pondicherry State Cooperative Bank Ltd. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TNSC0160101 continue to work without interruption.

Verifying IFSC TNSC0160101 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TNSC0160101 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 413-2285303.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TNSC0160101 belongs to The Tamil Nadu State Apex Cooperative Bank's PONDICHERRY STATE COOPERATIVE BANK LTD. branch, located at 204,EAST COAST ROAD,OLANDAIKEERAPALAYAM,MUDALIARPET POST,PUDUCHERRY 605 004 in PUDUCHERRY, PUDUCHERRY. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.