Below are the complete branch details for The Tamil Nadu State Apex Cooperative Bank, NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD branch, located in NAMAKKAL, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is TNSC0012300. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TNSC0012300 for The Tamil Nadu State Apex Cooperative Bank – NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, TNSC0012300 is the IFSC of The Tamil Nadu State Apex Cooperative Bank's NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD branch. The format is fixed: TNSC = bank code, 0 = reserved, 012300 = branch identifier.
About the bank
The Tamil Nadu State Apex Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Namakkal District Central Co-Operative Bank Ltd branch in Namakkal, Tamil Nadu is part of this network and uses the IFSC code TNSC0012300 for all electronic settlement.
Branch details at a glance
| Bank Name | The Tamil Nadu State Apex Cooperative Bank |
|---|---|
| Branch | Namakkal District Central Co-Operative Bank Ltd |
| IFSC Code | TNSC0012300 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.19A, KANDAR HOSTEL CROSS STREET, MOHANUR ROAD, NAMAKKAL - 637 001. |
| City | Namakkal |
| District | Namakkal |
| State | Tamil Nadu |
| STD Code | 4286 |
| Phone | 220283 |
About this branch
The branch is located at NO.19A, KANDAR HOSTEL CROSS STREET, MOHANUR ROAD, NAMAKKAL - 637 001.. It serves the Namakkal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Tamil Nadu State Apex Cooperative Bank. The IFSC TNSC0012300 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Tamil Nadu State Apex Cooperative Bank's NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD branch came to be assigned the code TNSC0012300.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TNSC0012300, money simply cannot be routed to the NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD branch electronically.
Account types you can open at the Namakkal District Central Co-Operative Bank Ltd branch
Once you have an account at The Tamil Nadu State Apex Cooperative Bank – NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD, the IFSC TNSC0012300 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Namakkal District Central Co-Operative Bank Ltd branch can access most of The Tamil Nadu State Apex Cooperative Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC TNSC0012300
How to transfer money using IFSC TNSC0012300
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TNSC0012300 across all three.
NEFT to The Tamil Nadu State Apex Cooperative Bank, NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD using IFSC TNSC0012300
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TNSC0012300, and confirm that the system picks up The Tamil Nadu State Apex Cooperative Bank – NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC TNSC0012300
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Tamil Nadu State Apex Cooperative Bank – NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD, ensure your bank's portal accepts IFSC TNSC0012300 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Tamil Nadu State Apex Cooperative Bank NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD (IFSC TNSC0012300)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TNSC0012300 in your mobile or internet banking app, and the money is credited to the NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC TNSC0012300 for The Tamil Nadu State Apex Cooperative Bank – NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – TNSC0012300 | Yes – TNSC0012300 | Yes – TNSC0012300 |
For most retail customers crediting the Namakkal District Central Co-Operative Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Tamil Nadu State Apex Cooperative Bank's NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD branch, the IFSC TNSC0012300 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Namakkal District Central Co-Operative Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TNSC0012300 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Namakkal District Central Co-Operative Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TNSC0012300 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Tamil Nadu State Apex Cooperative Bank – NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD:
- The IFSC is exactly TNSC0012300 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Tamil Nadu State Apex Cooperative Bank as the bank name and NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Namakkal District Central Co-Operative Bank Ltd branch sits at NO.19A, KANDAR HOSTEL CROSS STREET, MOHANUR ROAD, NAMAKKAL - 637 001.. If you are travelling from outside Namakkal, search for the branch on a maps application using the bank name and locality, or call 4286-220283 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TNSC0012300 and your account number.
Verifying IFSC TNSC0012300 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TNSC0012300 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4286-220283.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Namakkal District Central Co-Operative Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TNSC0012300 continue to work without interruption.
Branch address & contact
The Tamil Nadu State Apex Cooperative BankNamakkal District Central Co-Operative Bank Ltd Branch
NO.19A, KANDAR HOSTEL CROSS STREET, MOHANUR ROAD, NAMAKKAL - 637 001.
Namakkal, Tamil Nadu
Phone: 4286-220283
IFSC: TNSC0012300
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Namakkal District Central Co-Operative Bank Ltd branch but serve different purposes.
Where is The Tamil Nadu State Apex Cooperative Bank Namakkal District Central Co-Operative Bank Ltd branch located?
The Tamil Nadu State Apex Cooperative Bank's Namakkal District Central Co-Operative Bank Ltd branch is located at NO.19A, KANDAR HOSTEL CROSS STREET, MOHANUR ROAD, NAMAKKAL - 637 001., Namakkal, Tamil Nadu.
How do I add The Tamil Nadu State Apex Cooperative Bank Namakkal District Central Co-Operative Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TNSC0012300, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of The Tamil Nadu State Apex Cooperative Bank Namakkal District Central Co-Operative Bank Ltd branch?
You can reach the branch at 4286-220283 during regular banking hours.
What is the IFSC code of The Tamil Nadu State Apex Cooperative Bank Namakkal District Central Co-Operative Bank Ltd branch?
The IFSC code of The Tamil Nadu State Apex Cooperative Bank, Namakkal District Central Co-Operative Bank Ltd branch is TNSC0012300. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using TNSC0012300 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Tamil Nadu State Apex Cooperative Bank – Namakkal District Central Co-Operative Bank Ltd reflect within 30 minutes.
Does The Tamil Nadu State Apex Cooperative Bank Namakkal District Central Co-Operative Bank Ltd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4286-220283 to confirm.
Summary
The IFSC code TNSC0012300 belongs to The Tamil Nadu State Apex Cooperative Bank's NAMAKKAL DISTRICT CENTRAL CO-OPERATIVE BANK LTD branch, located at NO.19A, KANDAR HOSTEL CROSS STREET, MOHANUR ROAD, NAMAKKAL - 637 001. in NAMAKKAL, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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