IFSC Code of The Tamil Nadu State Apex Cooperative Bank, The Tamilnadu Industrial Co-Operative Bank Ltd Branch, Tamil Nadu

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Tamil Nadu State Apex Cooperative Bank, THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD branch in CHENNAI. The 11-digit IFSC TNSC0015000 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Tamil Nadu State Apex Cooperative Bank at the THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Tamil Nadu State Apex Cooperative Bank's THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD branch, the IFSC TNSC0015000 breaks down as follows: TNSC identifies the bank, 0 is the reserved character, and 015000 identifies this particular branch.

Bank profile

The Tamil Nadu State Apex Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Tamilnadu Industrial Co-Operative Bank Ltd branch — IFSC TNSC0015000 — extends the bank's services to customers in and around Chennai, Tamil Nadu.

Branch details at a glance

About the The Tamilnadu Industrial Co-Operative Bank Ltd branch

The The Tamilnadu Industrial Co-Operative Bank Ltd branch of The Tamil Nadu State Apex Cooperative Bank is situated at 36,SOUTH CANAL BANK ROAD RAJAANNAMALAIPURAM MANDAVELIPAKKAM CHENNAI - 600028. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TNSC0015000 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Tamil Nadu State Apex Cooperative Bank's THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD branch came to be assigned the code TNSC0015000.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TNSC0015000, money simply cannot be routed to the THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD branch electronically.

Account types you can open at the The Tamilnadu Industrial Co-Operative Bank Ltd branch

Once you have an account at The Tamil Nadu State Apex Cooperative Bank – THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD, the IFSC TNSC0015000 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Tamilnadu Industrial Co-Operative Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-24951509.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TNSC0015000

How to transfer money using IFSC TNSC0015000

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TNSC0015000 across all three.

NEFT to The Tamil Nadu State Apex Cooperative Bank, THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD using IFSC TNSC0015000

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TNSC0015000, and confirm that the system picks up The Tamil Nadu State Apex Cooperative Bank – THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at The Tamil Nadu State Apex Cooperative Bank's THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TNSC0015000 while initiating the transfer and the credit will appear within minutes.

IMPS to The Tamil Nadu State Apex Cooperative Bank THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD (IFSC TNSC0015000)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TNSC0015000 in your mobile or internet banking app, and the money is credited to the THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Tamilnadu Industrial Co-Operative Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TNSC0015000:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD is still linked to IFSC TNSC0015000.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Tamil Nadu State Apex Cooperative Bank's THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD branch, the IFSC TNSC0015000 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the The Tamilnadu Industrial Co-Operative Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TNSC0015000 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Tamilnadu Industrial Co-Operative Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TNSC0015000 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Tamil Nadu State Apex Cooperative Bank – THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD:

• The IFSC is exactly TNSC0015000 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Tamil Nadu State Apex Cooperative Bank as the bank name and THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Tamilnadu Industrial Co-Operative Bank Ltd branch sits at 36,SOUTH CANAL BANK ROAD RAJAANNAMALAIPURAM MANDAVELIPAKKAM CHENNAI - 600028. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 44-24951509 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TNSC0015000 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TNSC0015000 for The Tamil Nadu State Apex Cooperative Bank – THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Tamilnadu Industrial Co-Operative Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TNSC0015000, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TNSC0015000 belongs to The Tamil Nadu State Apex Cooperative Bank's THE TAMILNADU INDUSTRIAL CO-OPERATIVE BANK LTD branch, located at 36,SOUTH CANAL BANK ROAD RAJAANNAMALAIPURAM MANDAVELIPAKKAM CHENNAI - 600028 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.