Use this page as a one-stop reference for everything related to The Sindhudurg District Central Coop Bank Limited's WALAWAL-HUMARMALA branch in WALAWAL-HUMARMALA, MAHARASHTRA. The branch's IFSC code SIDC0001066 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SIDC0001066 is the IFSC of The Sindhudurg District Central Coop Bank Limited's WALAWAL-HUMARMALA branch. The format is fixed: SIDC = bank code, 0 = reserved, 001066 = branch identifier.
Branch details at a glance
| Bank Name | The Sindhudurg District Central Coop Bank Limited |
|---|---|
| Branch | Walawal-Humarmala |
| IFSC Code | SIDC0001066 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT AND POST WALAWAL-HUMARMALA TAL KUDAL |
| City | Walawal-Humarmala |
| District | Sindhudurg |
| State | Maharashtra |
| STD Code | 2362 |
| Phone | 233208 |
Bank profile
The Sindhudurg District Central Coop Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Walawal-Humarmala branch — IFSC SIDC0001066 — extends the bank's services to customers in and around Walawal-Humarmala, Maharashtra.
About this branch
The branch is located at AT AND POST WALAWAL-HUMARMALA TAL KUDAL. It serves the Walawal-Humarmala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Sindhudurg District Central Coop Bank Limited. The IFSC SIDC0001066 is used to identify this branch on the RBI payments network.
Why every The Sindhudurg District Central Coop Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WALAWAL-HUMARMALA of The Sindhudurg District Central Coop Bank Limited — its own 11-character IFSC. The code SIDC0001066 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SIDC0001066 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SIDC0001066
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIDC0001066 across all three.
NEFT to The Sindhudurg District Central Coop Bank Limited, WALAWAL-HUMARMALA using IFSC SIDC0001066
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIDC0001066, and confirm that the system picks up The Sindhudurg District Central Coop Bank Limited – WALAWAL-HUMARMALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to WALAWAL-HUMARMALA
If you need to transfer ₹2 lakh or more in one go to an account at The Sindhudurg District Central Coop Bank Limited's WALAWAL-HUMARMALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SIDC0001066 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Sindhudurg District Central Coop Bank Limited – WALAWAL-HUMARMALA, use IMPS. With IFSC SIDC0001066 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SIDC0001066 for The Sindhudurg District Central Coop Bank Limited – WALAWAL-HUMARMALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SIDC0001066 | Yes – SIDC0001066 | Yes – SIDC0001066 |
For most retail customers crediting the Walawal-Humarmala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Sindhudurg District Central Coop Bank Limited's WALAWAL-HUMARMALA branch, the IFSC SIDC0001066 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Walawal-Humarmala branch is mapped to IFSC SIDC0001066 on the RBI payments network. The branch generally supports the full retail product catalogue of The Sindhudurg District Central Coop Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SIDC0001066.
Banking services available
The Walawal-Humarmala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2362-233208.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SIDC0001066
MICR & cheque-truncation details
Cheques drawn on the Walawal-Humarmala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SIDC0001066 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Walawal-Humarmala branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SIDC0001066 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Sindhudurg District Central Coop Bank Limited – WALAWAL-HUMARMALA:
- The IFSC is exactly SIDC0001066 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Sindhudurg District Central Coop Bank Limited as the bank name and WALAWAL-HUMARMALA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Walawal-Humarmala branch sits at AT AND POST WALAWAL-HUMARMALA TAL KUDAL. If you are travelling from outside Walawal-Humarmala, search for the branch on a maps application using the bank name and locality, or call 2362-233208 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SIDC0001066 and your account number.
Verifying IFSC SIDC0001066 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIDC0001066 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2362-233208.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Walawal-Humarmala branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SIDC0001066, however, work 24x7.
Branch address & contact
The Sindhudurg District Central Coop Bank LimitedWalawal-Humarmala Branch
AT AND POST WALAWAL-HUMARMALA TAL KUDAL
Walawal-Humarmala, Maharashtra
Phone: 2362-233208
IFSC: SIDC0001066
Frequently asked questions
How do I add The Sindhudurg District Central Coop Bank Limited Walawal-Humarmala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SIDC0001066, and complete OTP verification. Once activated, you can transfer funds at any time.
Does The Sindhudurg District Central Coop Bank Limited Walawal-Humarmala branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2362-233208 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Walawal-Humarmala branch but serve different purposes.
What is the IFSC code of The Sindhudurg District Central Coop Bank Limited Walawal-Humarmala branch?
The IFSC code of The Sindhudurg District Central Coop Bank Limited, Walawal-Humarmala branch is SIDC0001066. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SIDC0001066 valid for NEFT and RTGS?
Yes. IFSC SIDC0001066 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is The Sindhudurg District Central Coop Bank Limited Walawal-Humarmala branch located?
The Sindhudurg District Central Coop Bank Limited's Walawal-Humarmala branch is located at AT AND POST WALAWAL-HUMARMALA TAL KUDAL, Walawal-Humarmala, Maharashtra.
How quickly will an NEFT transfer using SIDC0001066 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Sindhudurg District Central Coop Bank Limited – Walawal-Humarmala reflect within 30 minutes.
What is the phone number of The Sindhudurg District Central Coop Bank Limited Walawal-Humarmala branch?
You can reach the branch at 2362-233208 during regular banking hours.
Summary
The IFSC code SIDC0001066 belongs to The Sindhudurg District Central Coop Bank Limited's WALAWAL-HUMARMALA branch, located at AT AND POST WALAWAL-HUMARMALA TAL KUDAL in WALAWAL-HUMARMALA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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