IFSC Code of The Sindhudurg District Central Coop Bank Limited, Manche Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Sindhudurg District Central Coop Bank Limited's MANCHE branch in MANCHE, MAHARASHTRA. The branch's IFSC code SIDC0001074 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Sindhudurg District Central Coop Bank Limited – MANCHE is SIDC0001074. The first four letters SIDC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001074 map to this branch in MANCHE, MAHARASHTRA.

Branch details at a glance

About the bank

The Sindhudurg District Central Coop Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Manche branch in Manche, Maharashtra is part of this network and uses the IFSC code SIDC0001074 for all electronic settlement.

About the Manche branch

The Manche branch of The Sindhudurg District Central Coop Bank Limited is situated at AT AND POST MANCHE TAL DEVGAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SIDC0001074 is used.

Why every The Sindhudurg District Central Coop Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MANCHE of The Sindhudurg District Central Coop Bank Limited — its own 11-character IFSC. The code SIDC0001074 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SIDC0001074 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SIDC0001074

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIDC0001074 across all three.

NEFT to The Sindhudurg District Central Coop Bank Limited, MANCHE using IFSC SIDC0001074

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIDC0001074, and confirm that the system picks up The Sindhudurg District Central Coop Bank Limited – MANCHE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SIDC0001074

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Sindhudurg District Central Coop Bank Limited – MANCHE, ensure your bank's portal accepts IFSC SIDC0001074 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Sindhudurg District Central Coop Bank Limited – MANCHE, use IMPS. With IFSC SIDC0001074 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SIDC0001074 for The Sindhudurg District Central Coop Bank Limited – MANCHE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Manche branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Sindhudurg District Central Coop Bank Limited's MANCHE branch, the IFSC SIDC0001074 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Manche branch

Once you have an account at The Sindhudurg District Central Coop Bank Limited – MANCHE, the IFSC SIDC0001074 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Manche branch can access most of The Sindhudurg District Central Coop Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SIDC0001074

MICR & cheque-truncation details

Cheques drawn on the Manche branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SIDC0001074 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC SIDC0001074

The Sindhudurg District Central Coop Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MANCHE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SIDC0001074 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Sindhudurg District Central Coop Bank Limited – MANCHE:

• The IFSC is exactly SIDC0001074 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Sindhudurg District Central Coop Bank Limited as the bank name and MANCHE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Manche branch

The branch is located at AT AND POST MANCHE TAL DEVGAD, which puts it inside Manche, the broader Sindhudurg district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Sindhudurg District Central Coop Bank Limited Manche branch” — the verified location pin for IFSC SIDC0001074 should appear at the top of the results.
2. Confirm the branch is open by calling 2364-247628 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SIDC0001074 and your account number.

Verifying IFSC SIDC0001074 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIDC0001074 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2364-247628.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Manche branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SIDC0001074, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SIDC0001074 belongs to The Sindhudurg District Central Coop Bank Limited's MANCHE branch, located at AT AND POST MANCHE TAL DEVGAD in MANCHE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.