IFSC Code of The Sindhudurg District Central Coop Bank Limited, Kudal City Branch, Maharashtra

If you are searching for the IFSC code of The Sindhudurg District Central Coop Bank Limited, KUDAL CITY branch in KUDAL CITY, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SIDC0001096. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KUDAL CITY branch, and detailed step-by-step guides for using the IFSC SIDC0001096 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Sindhudurg District Central Coop Bank Limited – KUDAL CITY is SIDC0001096. The first four letters SIDC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001096 map to this branch in KUDAL CITY, MAHARASHTRA.

Branch details at a glance

Bank profile

The Sindhudurg District Central Coop Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kudal City branch — IFSC SIDC0001096 — extends the bank's services to customers in and around Kudal City, Maharashtra.

About this branch

The branch is located at AT AND POST AND TAL KUDAL. It serves the Kudal City region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Sindhudurg District Central Coop Bank Limited. The IFSC SIDC0001096 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Sindhudurg District Central Coop Bank Limited's KUDAL CITY branch came to be assigned the code SIDC0001096.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SIDC0001096, money simply cannot be routed to the KUDAL CITY branch electronically.

How to transfer money using IFSC SIDC0001096

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIDC0001096 across all three.

How to use IFSC SIDC0001096 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Sindhudurg District Central Coop Bank Limited's KUDAL CITY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SIDC0001096.
4. Confirm the bank name auto-populates as The Sindhudurg District Central Coop Bank Limited and the branch as KUDAL CITY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SIDC0001096

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Sindhudurg District Central Coop Bank Limited – KUDAL CITY, ensure your bank's portal accepts IFSC SIDC0001096 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Sindhudurg District Central Coop Bank Limited KUDAL CITY (IFSC SIDC0001096)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SIDC0001096 in your mobile or internet banking app, and the money is credited to the KUDAL CITY branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kudal City

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SIDC0001096:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KUDAL CITY is still linked to IFSC SIDC0001096.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Sindhudurg District Central Coop Bank Limited's KUDAL CITY branch, the IFSC SIDC0001096 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Kudal City branch is mapped to IFSC SIDC0001096 on the RBI payments network. The branch generally supports the full retail product catalogue of The Sindhudurg District Central Coop Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SIDC0001096.

Banking services available

The Kudal City branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2362-221237.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SIDC0001096

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Sindhudurg District Central Coop Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SIDC0001096 and the account number together uniquely identify the Kudal City branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SIDC0001096

The Sindhudurg District Central Coop Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KUDAL CITY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SIDC0001096 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Sindhudurg District Central Coop Bank Limited – KUDAL CITY:

• The IFSC is exactly SIDC0001096 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Sindhudurg District Central Coop Bank Limited as the bank name and KUDAL CITY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Kudal City branch sits at AT AND POST AND TAL KUDAL. If you are travelling from outside Kudal City, search for the branch on a maps application using the bank name and locality, or call 2362-221237 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SIDC0001096 and your account number.

Verifying IFSC SIDC0001096 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIDC0001096 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2362-221237.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kudal City branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SIDC0001096, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SIDC0001096 is the IFSC code of The Sindhudurg District Central Coop Bank Limited, KUDAL CITY branch, in KUDAL CITY, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.