Below are the complete branch details for The Sindhudurg District Central Coop Bank Limited, H.O. COUNTER branch, located in H.O. COUNTER, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SIDC0001046. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SIDC0001046 for The Sindhudurg District Central Coop Bank Limited – H.O. COUNTER — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SIDC0001046 is the IFSC of The Sindhudurg District Central Coop Bank Limited's H.O. COUNTER branch. The format is fixed: SIDC = bank code, 0 = reserved, 001046 = branch identifier.
Branch details at a glance
| Bank Name | The Sindhudurg District Central Coop Bank Limited |
|---|---|
| Branch | H.O. Counter |
| IFSC Code | SIDC0001046 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT AND POST SINDHUDURGNAGARI TAL KUDAL |
| City | H.O. Counter |
| District | Sindhudurg |
| State | Maharashtra |
| STD Code | 2362 |
| Phone | 229005 |
Bank profile
The Sindhudurg District Central Coop Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The H.O. Counter branch — IFSC SIDC0001046 — extends the bank's services to customers in and around H.O. Counter, Maharashtra.
About this branch
The branch is located at AT AND POST SINDHUDURGNAGARI TAL KUDAL. It serves the H.O. Counter region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Sindhudurg District Central Coop Bank Limited. The IFSC SIDC0001046 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Sindhudurg District Central Coop Bank Limited's H.O. COUNTER branch came to be assigned the code SIDC0001046.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SIDC0001046, money simply cannot be routed to the H.O. COUNTER branch electronically.
How to transfer money using IFSC SIDC0001046
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIDC0001046 across all three.
NEFT to The Sindhudurg District Central Coop Bank Limited, H.O. COUNTER using IFSC SIDC0001046
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIDC0001046, and confirm that the system picks up The Sindhudurg District Central Coop Bank Limited – H.O. COUNTER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SIDC0001046
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Sindhudurg District Central Coop Bank Limited – H.O. COUNTER, ensure your bank's portal accepts IFSC SIDC0001046 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Sindhudurg District Central Coop Bank Limited – H.O. COUNTER, use IMPS. With IFSC SIDC0001046 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SIDC0001046 for The Sindhudurg District Central Coop Bank Limited – H.O. COUNTER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SIDC0001046 | Yes – SIDC0001046 | Yes – SIDC0001046 |
For most retail customers crediting the H.O. Counter branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Sindhudurg District Central Coop Bank Limited's H.O. COUNTER branch, the IFSC SIDC0001046 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the H.O. Counter branch is mapped to IFSC SIDC0001046 on the RBI payments network. The branch generally supports the full retail product catalogue of The Sindhudurg District Central Coop Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SIDC0001046.
Products and services
Customers walking into the H.O. Counter branch can access most of The Sindhudurg District Central Coop Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SIDC0001046
MICR & cheque-truncation details
Cheques drawn on the H.O. Counter branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SIDC0001046 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC SIDC0001046
The Sindhudurg District Central Coop Bank Limited customers can register for net banking and the bank's official mobile app once their account at the H.O. COUNTER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SIDC0001046 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Sindhudurg District Central Coop Bank Limited – H.O. COUNTER:
- The IFSC is exactly SIDC0001046 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Sindhudurg District Central Coop Bank Limited as the bank name and H.O. COUNTER as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The H.O. Counter branch sits at AT AND POST SINDHUDURGNAGARI TAL KUDAL. If you are travelling from outside H.O. Counter, search for the branch on a maps application using the bank name and locality, or call 2362-229005 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SIDC0001046 and your account number.
Verifying IFSC SIDC0001046 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIDC0001046 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2362-229005.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The H.O. Counter branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SIDC0001046, however, work 24x7.
Branch address & contact
The Sindhudurg District Central Coop Bank LimitedH.O. Counter Branch
AT AND POST SINDHUDURGNAGARI TAL KUDAL
H.O. Counter, Maharashtra
Phone: 2362-229005
IFSC: SIDC0001046
Frequently asked questions
What is the phone number of The Sindhudurg District Central Coop Bank Limited H.O. Counter branch?
You can reach the branch at 2362-229005 during regular banking hours.
How quickly will an NEFT transfer using SIDC0001046 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Sindhudurg District Central Coop Bank Limited – H.O. Counter reflect within 30 minutes.
Is IFSC SIDC0001046 valid for NEFT and RTGS?
Yes. IFSC SIDC0001046 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the H.O. Counter branch but serve different purposes.
Can I use IFSC SIDC0001046 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SIDC0001046 to send funds instantly.
How do I add The Sindhudurg District Central Coop Bank Limited H.O. Counter as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SIDC0001046, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: SIDC0001046 is the IFSC code of The Sindhudurg District Central Coop Bank Limited, H.O. COUNTER branch, in H.O. COUNTER, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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