IFSC Code of The Shamrao Vithal Cooperative Bank, Sircilla Urban Bk Yellareddy Pet Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to The Shamrao Vithal Cooperative Bank's SIRCILLA URBAN BK YELLAREDDY PET branch in YELLAREDDIPET, ANDHRA PRADESH. The branch's IFSC code SVCB0025003 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Shamrao Vithal Cooperative Bank's SIRCILLA URBAN BK YELLAREDDY PET branch, the IFSC SVCB0025003 breaks down as follows: SVCB identifies the bank, 0 is the reserved character, and 025003 identifies this particular branch.

About the bank

The Shamrao Vithal Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sircilla Urban Bk Yellareddy Pet branch in Yellareddipet, Andhra Pradesh is part of this network and uses the IFSC code SVCB0025003 for all electronic settlement.

About this branch

The branch is located at H NO 10 252 BY 1 YELLAREDDYPET,505 303. It serves the Yellareddipet region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Shamrao Vithal Cooperative Bank. The IFSC SVCB0025003 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's SIRCILLA URBAN BK YELLAREDDY PET branch came to be assigned the code SVCB0025003.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0025003, money simply cannot be routed to the SIRCILLA URBAN BK YELLAREDDY PET branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Sircilla Urban Bk Yellareddy Pet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0025003 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SVCB0025003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0025003 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, SIRCILLA URBAN BK YELLAREDDY PET using IFSC SVCB0025003

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0025003, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – SIRCILLA URBAN BK YELLAREDDY PET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SVCB0025003

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – SIRCILLA URBAN BK YELLAREDDY PET, ensure your bank's portal accepts IFSC SVCB0025003 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Shamrao Vithal Cooperative Bank SIRCILLA URBAN BK YELLAREDDY PET (IFSC SVCB0025003)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0025003 in your mobile or internet banking app, and the money is credited to the SIRCILLA URBAN BK YELLAREDDY PET branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0025003 for The Shamrao Vithal Cooperative Bank – SIRCILLA URBAN BK YELLAREDDY PET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sircilla Urban Bk Yellareddy Pet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's SIRCILLA URBAN BK YELLAREDDY PET branch, the IFSC SVCB0025003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sircilla Urban Bk Yellareddy Pet branch is mapped to IFSC SVCB0025003 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0025003.

Products and services

Customers walking into the Sircilla Urban Bk Yellareddy Pet branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0025003

Online banking and IFSC SVCB0025003

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the SIRCILLA URBAN BK YELLAREDDY PET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0025003 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Sircilla Urban Bk Yellareddy Pet branch

The branch is located at H NO 10 252 BY 1 YELLAREDDYPET,505 303, which puts it inside Yellareddipet, the broader Karimnagar district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank Sircilla Urban Bk Yellareddy Pet branch” — the verified location pin for IFSC SVCB0025003 should appear at the top of the results.
2. Confirm the branch is open by calling 8723-244112 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0025003 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – SIRCILLA URBAN BK YELLAREDDY PET:

• The IFSC is exactly SVCB0025003 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and SIRCILLA URBAN BK YELLAREDDY PET as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Sircilla Urban Bk Yellareddy Pet are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0025003 continue to work without interruption.

Verifying IFSC SVCB0025003 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0025003 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8723-244112.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: SVCB0025003 is the IFSC code of The Shamrao Vithal Cooperative Bank, SIRCILLA URBAN BK YELLAREDDY PET branch, in YELLAREDDIPET, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.