IFSC Code of The Shamrao Vithal Cooperative Bank, The Lasalgaon Merchants Co-Op Bank Ltd-Vinchur Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Shamrao Vithal Cooperative Bank's THE LASALGAON MERCHANTS CO-OP BANK LTD-VINCHUR branch in VINCHUR, MAHARASHTRA. The branch's IFSC code SVCB0036005 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SVCB0036005 is the IFSC of The Shamrao Vithal Cooperative Bank's THE LASALGAON MERCHANTS CO-OP BANK LTD-VINCHUR branch. The format is fixed: SVCB = bank code, 0 = reserved, 036005 = branch identifier.

About The Shamrao Vithal Cooperative Bank

The Shamrao Vithal Cooperative Bank operates a wide network of branches across India, including the The Lasalgaon Merchants Co-Op Bank Ltd-Vinchur branch in Vinchur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SVCB0036005.

About the The Lasalgaon Merchants Co-Op Bank Ltd-Vinchur branch

The The Lasalgaon Merchants Co-Op Bank Ltd-Vinchur branch of The Shamrao Vithal Cooperative Bank is situated at IN FRONT OF NISARGA MANGAL KARYALAY, VINCHUR- NASHIK HIGHWAY, VINCHUR, TAL- NIPHAD, DIST- NASHIK 422305. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SVCB0036005 is used.

Branch details at a glance

Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE LASALGAON MERCHANTS CO-OP BANK LTD-VINCHUR of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0036005 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0036005 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0036005 and the account number together uniquely identify the The Lasalgaon Merchants Co-Op Bank Ltd-Vinchur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SVCB0036005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0036005 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, THE LASALGAON MERCHANTS CO-OP BANK LTD-VINCHUR using IFSC SVCB0036005

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0036005, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – THE LASALGAON MERCHANTS CO-OP BANK LTD-VINCHUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SVCB0036005

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – THE LASALGAON MERCHANTS CO-OP BANK LTD-VINCHUR, ensure your bank's portal accepts IFSC SVCB0036005 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Shamrao Vithal Cooperative Bank THE LASALGAON MERCHANTS CO-OP BANK LTD-VINCHUR (IFSC SVCB0036005)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0036005 in your mobile or internet banking app, and the money is credited to the THE LASALGAON MERCHANTS CO-OP BANK LTD-VINCHUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Lasalgaon Merchants Co-Op Bank Ltd-Vinchur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0036005:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE LASALGAON MERCHANTS CO-OP BANK LTD-VINCHUR is still linked to IFSC SVCB0036005.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SVCB0036005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – THE LASALGAON MERCHANTS CO-OP BANK LTD-VINCHUR is still mapped to IFSC SVCB0036005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0036005 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Lasalgaon Merchants Co-Op Bank Ltd-Vinchur branch is mapped to IFSC SVCB0036005 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0036005.

Banking services available

The The Lasalgaon Merchants Co-Op Bank Ltd-Vinchur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVCB0036005

Online banking and IFSC SVCB0036005

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the THE LASALGAON MERCHANTS CO-OP BANK LTD-VINCHUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0036005 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the The Lasalgaon Merchants Co-Op Bank Ltd-Vinchur branch

The branch is located at IN FRONT OF NISARGA MANGAL KARYALAY, VINCHUR- NASHIK HIGHWAY, VINCHUR, TAL- NIPHAD, DIST- NASHIK 422305, which puts it inside Vinchur, the broader Nashik district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank The Lasalgaon Merchants Co-Op Bank Ltd-Vinchur branch” — the verified location pin for IFSC SVCB0036005 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0036005 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – THE LASALGAON MERCHANTS CO-OP BANK LTD-VINCHUR:

• The IFSC is exactly SVCB0036005 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and THE LASALGAON MERCHANTS CO-OP BANK LTD-VINCHUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Lasalgaon Merchants Co-Op Bank Ltd-Vinchur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVCB0036005, however, work 24x7.

Verifying IFSC SVCB0036005 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0036005 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0036005 belongs to The Shamrao Vithal Cooperative Bank's THE LASALGAON MERCHANTS CO-OP BANK LTD-VINCHUR branch, located at IN FRONT OF NISARGA MANGAL KARYALAY, VINCHUR- NASHIK HIGHWAY, VINCHUR, TAL-… in VINCHUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.