IFSC Code of The Shamrao Vithal Cooperative Bank, Abhinav Sahkari Bk-Ulhasnagar W Branch, Maharashtra

Below are the complete branch details for The Shamrao Vithal Cooperative Bank, ABHINAV SAHKARI BK-ULHASNAGAR W branch, located in ULHASNAGAR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SVCB0007005. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SVCB0007005 for The Shamrao Vithal Cooperative Bank – ABHINAV SAHKARI BK-ULHASNAGAR W — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Shamrao Vithal Cooperative Bank's ABHINAV SAHKARI BK-ULHASNAGAR W branch, the IFSC SVCB0007005 breaks down as follows: SVCB identifies the bank, 0 is the reserved character, and 007005 identifies this particular branch.

Branch details at a glance

About The Shamrao Vithal Cooperative Bank

The Shamrao Vithal Cooperative Bank operates a wide network of branches across India, including the Abhinav Sahkari Bk-Ulhasnagar W branch in Ulhasnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SVCB0007005.

Abhinav Sahkari Bk-Ulhasnagar W branch overview

Located at GREEN LAND APTS, 1ST FLOOR, NEAR SADHU WASWANI GARDEN, GOL MAIDAN,ULHASNAGAR WEST-421002, the Abhinav Sahkari Bk-Ulhasnagar W branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0007005 is required for all interbank electronic transfers routed through this branch.

Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ABHINAV SAHKARI BK-ULHASNAGAR W of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0007005 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0007005 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SVCB0007005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0007005 across all three.

How to use IFSC SVCB0007005 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's ABHINAV SAHKARI BK-ULHASNAGAR W branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0007005.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as ABHINAV SAHKARI BK-ULHASNAGAR W.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SVCB0007005

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – ABHINAV SAHKARI BK-ULHASNAGAR W, ensure your bank's portal accepts IFSC SVCB0007005 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Shamrao Vithal Cooperative Bank ABHINAV SAHKARI BK-ULHASNAGAR W (IFSC SVCB0007005)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0007005 in your mobile or internet banking app, and the money is credited to the ABHINAV SAHKARI BK-ULHASNAGAR W branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Abhinav Sahkari Bk-Ulhasnagar W

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0007005:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ABHINAV SAHKARI BK-ULHASNAGAR W is still linked to IFSC SVCB0007005.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's ABHINAV SAHKARI BK-ULHASNAGAR W branch, the IFSC SVCB0007005 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Abhinav Sahkari Bk-Ulhasnagar W branch is mapped to IFSC SVCB0007005 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0007005.

Products and services

Customers walking into the Abhinav Sahkari Bk-Ulhasnagar W branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0007005

MICR & cheque-truncation details

Cheques drawn on the Abhinav Sahkari Bk-Ulhasnagar W branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0007005 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC SVCB0007005

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the ABHINAV SAHKARI BK-ULHASNAGAR W branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0007005 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC SVCB0007005

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – ABHINAV SAHKARI BK-ULHASNAGAR W, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SVCB0007005.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Abhinav Sahkari Bk-Ulhasnagar W branch sits at GREEN LAND APTS, 1ST FLOOR, NEAR SADHU WASWANI GARDEN, GOL MAIDAN,ULHASNAGAR WEST-421002. If you are travelling from outside Ulhasnagar, search for the branch on a maps application using the bank name and locality, or call 251-2734365 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0007005 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0007005 for The Shamrao Vithal Cooperative Bank – ABHINAV SAHKARI BK-ULHASNAGAR W, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Abhinav Sahkari Bk-Ulhasnagar W are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0007005 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SVCB0007005 is the IFSC code of The Shamrao Vithal Cooperative Bank, ABHINAV SAHKARI BK-ULHASNAGAR W branch, in ULHASNAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.