Below are the complete branch details for The Shamrao Vithal Cooperative Bank, THE REVDANDA CO-OP URBAN BANK LTD- ROHA branch, located in ROHA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SVCB0042004. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SVCB0042004 for The Shamrao Vithal Cooperative Bank – THE REVDANDA CO-OP URBAN BANK LTD- ROHA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SVCB0042004 is the IFSC of The Shamrao Vithal Cooperative Bank's THE REVDANDA CO-OP URBAN BANK LTD- ROHA branch. The format is fixed: SVCB = bank code, 0 = reserved, 042004 = branch identifier.
About the bank
The Shamrao Vithal Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Revdanda Co-Op Urban Bank Ltd- Roha branch in Roha, Maharashtra is part of this network and uses the IFSC code SVCB0042004 for all electronic settlement.
The Revdanda Co-Op Urban Bank Ltd- Roha branch overview
Located at L.G.SHOPPING CENTRE, MEENA BAZAR, AT POST -ROHA, TALUKA ALIBAG, DISTRICT RAIGAD, PIN NO 402109, the The Revdanda Co-Op Urban Bank Ltd- Roha branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0042004 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | The Shamrao Vithal Cooperative Bank |
|---|---|
| Branch | The Revdanda Co-Op Urban Bank Ltd- Roha |
| IFSC Code | SVCB0042004 |
| MICR Code | Refer to cheque leaf |
| Branch Address | L.G.SHOPPING CENTRE, MEENA BAZAR, AT POST -ROHA, TALUKA ALIBAG, DISTRICT RAIGAD, PIN NO 402109 |
| City | Roha |
| District | Raigad |
| State | Maharashtra |
| STD Code | 2143 |
| Phone | 9545059988 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's THE REVDANDA CO-OP URBAN BANK LTD- ROHA branch came to be assigned the code SVCB0042004.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0042004, money simply cannot be routed to the THE REVDANDA CO-OP URBAN BANK LTD- ROHA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0042004 and the account number together uniquely identify the The Revdanda Co-Op Urban Bank Ltd- Roha branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SVCB0042004
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0042004 across all three.
NEFT to The Shamrao Vithal Cooperative Bank, THE REVDANDA CO-OP URBAN BANK LTD- ROHA using IFSC SVCB0042004
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0042004, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – THE REVDANDA CO-OP URBAN BANK LTD- ROHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE REVDANDA CO-OP URBAN BANK LTD- ROHA
If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's THE REVDANDA CO-OP URBAN BANK LTD- ROHA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0042004 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – THE REVDANDA CO-OP URBAN BANK LTD- ROHA, use IMPS. With IFSC SVCB0042004 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SVCB0042004 for The Shamrao Vithal Cooperative Bank – THE REVDANDA CO-OP URBAN BANK LTD- ROHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SVCB0042004 | Yes – SVCB0042004 | Yes – SVCB0042004 |
For most retail customers crediting the The Revdanda Co-Op Urban Bank Ltd- Roha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's THE REVDANDA CO-OP URBAN BANK LTD- ROHA branch, the IFSC SVCB0042004 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the The Revdanda Co-Op Urban Bank Ltd- Roha branch
Once you have an account at The Shamrao Vithal Cooperative Bank – THE REVDANDA CO-OP URBAN BANK LTD- ROHA, the IFSC SVCB0042004 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the The Revdanda Co-Op Urban Bank Ltd- Roha branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SVCB0042004
Online banking and IFSC SVCB0042004
The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the THE REVDANDA CO-OP URBAN BANK LTD- ROHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0042004 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The The Revdanda Co-Op Urban Bank Ltd- Roha branch sits at L.G.SHOPPING CENTRE, MEENA BAZAR, AT POST -ROHA, TALUKA ALIBAG, DISTRICT RAIGAD, PIN NO 402109. If you are travelling from outside Roha, search for the branch on a maps application using the bank name and locality, or call 2143-9545059988 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0042004 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – THE REVDANDA CO-OP URBAN BANK LTD- ROHA:
- The IFSC is exactly SVCB0042004 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and THE REVDANDA CO-OP URBAN BANK LTD- ROHA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Revdanda Co-Op Urban Bank Ltd- Roha branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVCB0042004, however, work 24x7.
Verifying IFSC SVCB0042004 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0042004 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2143-9545059988.
- Visiting the bank's official branch locator page.
Branch address & contact
The Shamrao Vithal Cooperative BankThe Revdanda Co-Op Urban Bank Ltd- Roha Branch
L.G.SHOPPING CENTRE, MEENA BAZAR, AT POST -ROHA, TALUKA ALIBAG, DISTRICT RAIGAD, PIN NO 402109
Roha, Maharashtra
Phone: 2143-9545059988
IFSC: SVCB0042004
Frequently asked questions
How quickly will an NEFT transfer using SVCB0042004 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Shamrao Vithal Cooperative Bank – The Revdanda Co-Op Urban Bank Ltd- Roha reflect within 30 minutes.
Can I use IFSC SVCB0042004 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SVCB0042004 to send funds instantly.
Is IFSC SVCB0042004 the same for all accounts at The Revdanda Co-Op Urban Bank Ltd- Roha branch?
Yes. The IFSC SVCB0042004 is shared by every account held at The Shamrao Vithal Cooperative Bank's The Revdanda Co-Op Urban Bank Ltd- Roha branch. Only the account number changes from customer to customer.
How do I add The Shamrao Vithal Cooperative Bank The Revdanda Co-Op Urban Bank Ltd- Roha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SVCB0042004, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Revdanda Co-Op Urban Bank Ltd- Roha branch but serve different purposes.
What is the phone number of The Shamrao Vithal Cooperative Bank The Revdanda Co-Op Urban Bank Ltd- Roha branch?
You can reach the branch at 2143-9545059988 during regular banking hours.
Summary
The IFSC code SVCB0042004 belongs to The Shamrao Vithal Cooperative Bank's THE REVDANDA CO-OP URBAN BANK LTD- ROHA branch, located at L.G.SHOPPING CENTRE, MEENA BAZAR, AT POST -ROHA, TALUKA ALIBAG, DISTRICT… in ROHA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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