IFSC Code of The Shamrao Vithal Cooperative Bank, The Kopargaon Peoples Coop Bank Ltd Puntamba Branch, Maharashtra

If you are searching for the IFSC code of The Shamrao Vithal Cooperative Bank, THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA branch in PUNTAMBA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SVCB0035005. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA branch, and detailed step-by-step guides for using the IFSC SVCB0035005 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SVCB0035005 is the IFSC of The Shamrao Vithal Cooperative Bank's THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA branch. The format is fixed: SVCB = bank code, 0 = reserved, 035005 = branch identifier.

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Kopargaon Peoples Coop Bank Ltd Puntamba branch — IFSC SVCB0035005 — extends the bank's services to customers in and around Puntamba, Maharashtra.

About this branch

The branch is located at MAIN BAZAR PETH, TAL RAHATA. It serves the Puntamba region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Shamrao Vithal Cooperative Bank. The IFSC SVCB0035005 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA branch came to be assigned the code SVCB0035005.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0035005, money simply cannot be routed to the THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0035005 and the account number together uniquely identify the The Kopargaon Peoples Coop Bank Ltd Puntamba branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SVCB0035005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0035005 across all three.

How to use IFSC SVCB0035005 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0035005.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SVCB0035005

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA, ensure your bank's portal accepts IFSC SVCB0035005 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA, use IMPS. With IFSC SVCB0035005 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Kopargaon Peoples Coop Bank Ltd Puntamba

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0035005:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA is still linked to IFSC SVCB0035005.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA branch, the IFSC SVCB0035005 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Kopargaon Peoples Coop Bank Ltd Puntamba branch is mapped to IFSC SVCB0035005 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0035005.

Products and services

Customers walking into the The Kopargaon Peoples Coop Bank Ltd Puntamba branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0035005

Online banking and IFSC SVCB0035005

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0035005 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Kopargaon Peoples Coop Bank Ltd Puntamba branch sits at MAIN BAZAR PETH, TAL RAHATA. If you are travelling from outside Puntamba, search for the branch on a maps application using the bank name and locality, or call 2423-274267 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0035005 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA:

• The IFSC is exactly SVCB0035005 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Kopargaon Peoples Coop Bank Ltd Puntamba are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0035005 continue to work without interruption.

Verifying IFSC SVCB0035005 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0035005 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2423-274267.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0035005 belongs to The Shamrao Vithal Cooperative Bank's THE KOPARGAON PEOPLES COOP BANK LTD PUNTAMBA branch, located at MAIN BAZAR PETH, TAL RAHATA in PUNTAMBA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.