IFSC Code of The Shamrao Vithal Cooperative Bank, Wai Urban Coop Bk Ltd-Sadashivpeth Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Shamrao Vithal Cooperative Bank, WAI URBAN COOP BK LTD-SADASHIVPETH branch in PUNE. The 11-digit IFSC SVCB0016013 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Shamrao Vithal Cooperative Bank at the WAI URBAN COOP BK LTD-SADASHIVPETH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SVCB0016013 is the IFSC of The Shamrao Vithal Cooperative Bank's WAI URBAN COOP BK LTD-SADASHIVPETH branch. The format is fixed: SVCB = bank code, 0 = reserved, 016013 = branch identifier.

Branch details at a glance

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Wai Urban Coop Bk Ltd-Sadashivpeth branch — IFSC SVCB0016013 — extends the bank's services to customers in and around Pune, Maharashtra.

About this branch

The branch is located at 1999, SADASHIV PETH OPP ABHINAV KALA MAHAVIDYALAYA TILAK ROAD, PUNE-411030. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Shamrao Vithal Cooperative Bank. The IFSC SVCB0016013 is used to identify this branch on the RBI payments network.

Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WAI URBAN COOP BK LTD-SADASHIVPETH of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0016013 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0016013 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SVCB0016013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0016013 across all three.

How to use IFSC SVCB0016013 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's WAI URBAN COOP BK LTD-SADASHIVPETH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0016013.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as WAI URBAN COOP BK LTD-SADASHIVPETH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to WAI URBAN COOP BK LTD-SADASHIVPETH

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's WAI URBAN COOP BK LTD-SADASHIVPETH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0016013 while initiating the transfer and the credit will appear within minutes.

IMPS to The Shamrao Vithal Cooperative Bank WAI URBAN COOP BK LTD-SADASHIVPETH (IFSC SVCB0016013)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0016013 in your mobile or internet banking app, and the money is credited to the WAI URBAN COOP BK LTD-SADASHIVPETH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0016013 for The Shamrao Vithal Cooperative Bank – WAI URBAN COOP BK LTD-SADASHIVPETH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Wai Urban Coop Bk Ltd-Sadashivpeth branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's WAI URBAN COOP BK LTD-SADASHIVPETH branch, the IFSC SVCB0016013 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Wai Urban Coop Bk Ltd-Sadashivpeth branch is mapped to IFSC SVCB0016013 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0016013.

Banking services available

The Wai Urban Coop Bk Ltd-Sadashivpeth branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-24477377.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVCB0016013

MICR & cheque-truncation details

Cheques drawn on the Wai Urban Coop Bk Ltd-Sadashivpeth branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0016013 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Wai Urban Coop Bk Ltd-Sadashivpeth branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0016013 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – WAI URBAN COOP BK LTD-SADASHIVPETH:

• The IFSC is exactly SVCB0016013 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and WAI URBAN COOP BK LTD-SADASHIVPETH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Wai Urban Coop Bk Ltd-Sadashivpeth branch

The branch is located at 1999, SADASHIV PETH OPP ABHINAV KALA MAHAVIDYALAYA TILAK ROAD, PUNE-411030, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank Wai Urban Coop Bk Ltd-Sadashivpeth branch” — the verified location pin for IFSC SVCB0016013 should appear at the top of the results.
2. Confirm the branch is open by calling 20-24477377 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0016013 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0016013 for The Shamrao Vithal Cooperative Bank – WAI URBAN COOP BK LTD-SADASHIVPETH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Wai Urban Coop Bk Ltd-Sadashivpeth branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVCB0016013, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0016013 belongs to The Shamrao Vithal Cooperative Bank's WAI URBAN COOP BK LTD-SADASHIVPETH branch, located at 1999, SADASHIV PETH OPP ABHINAV KALA MAHAVIDYALAYA TILAK ROAD, PUNE-411030 in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.