IFSC Code of The Shamrao Vithal Cooperative Bank, Ahmednagar Shahar S Bk- Nashik Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Shamrao Vithal Cooperative Bank, AHMEDNAGAR SHAHAR S BK- NASHIK branch in NASHIK. The 11-digit IFSC SVCB0008021 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Shamrao Vithal Cooperative Bank at the AHMEDNAGAR SHAHAR S BK- NASHIK location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SVCB0008021 is the IFSC of The Shamrao Vithal Cooperative Bank's AHMEDNAGAR SHAHAR S BK- NASHIK branch. The format is fixed: SVCB = bank code, 0 = reserved, 008021 = branch identifier.

Branch details at a glance

About the bank

The Shamrao Vithal Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ahmednagar Shahar S Bk- Nashik branch in Nashik, Maharashtra is part of this network and uses the IFSC code SVCB0008021 for all electronic settlement.

About the Ahmednagar Shahar S Bk- Nashik branch

The Ahmednagar Shahar S Bk- Nashik branch of The Shamrao Vithal Cooperative Bank is situated at SHOP NO. 2,3 & 4, SHRIJI KUNJ APARTMENT,PATAHRDI ROAD, INDIRA NAGAR, NASHIK- 422009. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SVCB0008021 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's AHMEDNAGAR SHAHAR S BK- NASHIK branch came to be assigned the code SVCB0008021.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0008021, money simply cannot be routed to the AHMEDNAGAR SHAHAR S BK- NASHIK branch electronically.

How to transfer money using IFSC SVCB0008021

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0008021 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, AHMEDNAGAR SHAHAR S BK- NASHIK using IFSC SVCB0008021

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0008021, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK- NASHIK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SVCB0008021

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK- NASHIK, ensure your bank's portal accepts IFSC SVCB0008021 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK- NASHIK, use IMPS. With IFSC SVCB0008021 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0008021 for The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK- NASHIK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ahmednagar Shahar S Bk- Nashik branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SVCB0008021

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK- NASHIK is still mapped to IFSC SVCB0008021. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0008021 and the beneficiary's account number to complete the transfer.

Account types you can open at the Ahmednagar Shahar S Bk- Nashik branch

Once you have an account at The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK- NASHIK, the IFSC SVCB0008021 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Ahmednagar Shahar S Bk- Nashik branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0008021

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0008021 and the account number together uniquely identify the Ahmednagar Shahar S Bk- Nashik branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SVCB0008021

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the AHMEDNAGAR SHAHAR S BK- NASHIK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0008021 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC SVCB0008021

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK- NASHIK, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SVCB0008021.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Ahmednagar Shahar S Bk- Nashik branch sits at SHOP NO. 2,3 & 4, SHRIJI KUNJ APARTMENT,PATAHRDI ROAD, INDIRA NAGAR, NASHIK- 422009. If you are travelling from outside Nashik, search for the branch on a maps application using the bank name and locality, or call 253-9689631516 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0008021 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0008021 for The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK- NASHIK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ahmednagar Shahar S Bk- Nashik branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVCB0008021, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0008021 belongs to The Shamrao Vithal Cooperative Bank's AHMEDNAGAR SHAHAR S BK- NASHIK branch, located at SHOP NO. 2,3 & 4, SHRIJI KUNJ APARTMENT,PATAHRDI ROAD, INDIRA NAGAR, NASHIK-… in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.