If you are searching for the IFSC code of The Shamrao Vithal Cooperative Bank, NAGARBHAVI branch in NAGARABAVI, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is SVCB0000155. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NAGARBHAVI branch, and detailed step-by-step guides for using the IFSC SVCB0000155 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SVCB0000155 is the IFSC of The Shamrao Vithal Cooperative Bank's NAGARBHAVI branch. The format is fixed: SVCB = bank code, 0 = reserved, 000155 = branch identifier.
Branch details at a glance
| Bank Name | The Shamrao Vithal Cooperative Bank |
|---|---|
| Branch | Nagarbhavi |
| IFSC Code | SVCB0000155 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1210/C, 80 FEET ROAD, NEAR HOTEL DEEWAR, 1ST PHASE, 2ND STAGE, CHANDRA LAYOUT, BENGLURU- 560 040 |
| City | Nagarabavi |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 23397210 |
About the bank
The Shamrao Vithal Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nagarbhavi branch in Nagarabavi, Karnataka is part of this network and uses the IFSC code SVCB0000155 for all electronic settlement.
Nagarbhavi branch overview
Located at 1210/C, 80 FEET ROAD, NEAR HOTEL DEEWAR, 1ST PHASE, 2ND STAGE, CHANDRA LAYOUT, BENGLURU- 560 040, the Nagarbhavi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0000155 is required for all interbank electronic transfers routed through this branch.
Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NAGARBHAVI of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0000155 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0000155 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SVCB0000155
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0000155 across all three.
How to use IFSC SVCB0000155 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's NAGARBHAVI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SVCB0000155.
- Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as NAGARBHAVI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NAGARBHAVI
If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's NAGARBHAVI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0000155 while initiating the transfer and the credit will appear within minutes.
IMPS to The Shamrao Vithal Cooperative Bank NAGARBHAVI (IFSC SVCB0000155)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0000155 in your mobile or internet banking app, and the money is credited to the NAGARBHAVI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SVCB0000155 for The Shamrao Vithal Cooperative Bank – NAGARBHAVI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SVCB0000155 | Yes – SVCB0000155 | Yes – SVCB0000155 |
For most retail customers crediting the Nagarbhavi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SVCB0000155
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – NAGARBHAVI is still mapped to IFSC SVCB0000155. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0000155 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nagarbhavi branch is mapped to IFSC SVCB0000155 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SVCB0000155.
Banking services available
The Nagarbhavi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-23397210.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVCB0000155
MICR & cheque-truncation details
Cheques drawn on the Nagarbhavi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0000155 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC SVCB0000155
The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the NAGARBHAVI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0000155 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC SVCB0000155
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – NAGARBHAVI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SVCB0000155. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Nagarbhavi branch
The branch is located at 1210/C, 80 FEET ROAD, NEAR HOTEL DEEWAR, 1ST PHASE, 2ND STAGE, CHANDRA LAYOUT, BENGLURU- 560 040, which puts it inside Nagarabavi, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank Nagarbhavi branch” — the verified location pin for IFSC SVCB0000155 should appear at the top of the results.
- Confirm the branch is open by calling 80-23397210 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0000155 and your account number.
Verifying IFSC SVCB0000155 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0000155 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-23397210.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nagarbhavi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVCB0000155, however, work 24x7.
Branch address & contact
The Shamrao Vithal Cooperative BankNagarbhavi Branch
1210/C, 80 FEET ROAD, NEAR HOTEL DEEWAR, 1ST PHASE, 2ND STAGE, CHANDRA LAYOUT, BENGLURU- 560 040
Nagarabavi, Karnataka
Phone: 80-23397210
IFSC: SVCB0000155
Frequently asked questions
Can I use IFSC SVCB0000155 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SVCB0000155 to send funds instantly.
Is IFSC SVCB0000155 valid for NEFT and RTGS?
Yes. IFSC SVCB0000155 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does The Shamrao Vithal Cooperative Bank Nagarbhavi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-23397210 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nagarbhavi branch but serve different purposes.
What is the phone number of The Shamrao Vithal Cooperative Bank Nagarbhavi branch?
You can reach the branch at 80-23397210 during regular banking hours.
How do I add The Shamrao Vithal Cooperative Bank Nagarbhavi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SVCB0000155, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The Shamrao Vithal Cooperative Bank Nagarbhavi branch located?
The Shamrao Vithal Cooperative Bank's Nagarbhavi branch is located at 1210/C, 80 FEET ROAD, NEAR HOTEL DEEWAR, 1ST PHASE, 2ND STAGE, CHANDRA LAYOUT, BENGLURU- 560 040, Nagarabavi, Karnataka.
Summary
The IFSC code SVCB0000155 belongs to The Shamrao Vithal Cooperative Bank's NAGARBHAVI branch, located at 1210/C, 80 FEET ROAD, NEAR HOTEL DEEWAR, 1ST PHASE, 2ND STAGE, CHANDRA LAYOUT,… in NAGARABAVI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
