IFSC Code of The Shamrao Vithal Cooperative Bank, Sahyadri Sahakari Bank- Head Office Branch, Maharashtra

If you are searching for the IFSC code of The Shamrao Vithal Cooperative Bank, SAHYADRI SAHAKARI BANK- HEAD OFFICE branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SVCB0013999. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAHYADRI SAHAKARI BANK- HEAD OFFICE branch, and detailed step-by-step guides for using the IFSC SVCB0013999 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Shamrao Vithal Cooperative Bank – SAHYADRI SAHAKARI BANK- HEAD OFFICE is SVCB0013999. The first four letters SVCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 013999 map to this branch in MUMBAI, MAHARASHTRA.

Branch details at a glance

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sahyadri Sahakari Bank- Head Office branch — IFSC SVCB0013999 — extends the bank's services to customers in and around Mumbai, Maharashtra.

Sahyadri Sahakari Bank- Head Office branch overview

Located at 446, J.S.S ROAD, CHIRABAZAR, MUMBAI- 400002, the Sahyadri Sahakari Bank- Head Office branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0013999 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's SAHYADRI SAHAKARI BANK- HEAD OFFICE branch came to be assigned the code SVCB0013999.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0013999, money simply cannot be routed to the SAHYADRI SAHAKARI BANK- HEAD OFFICE branch electronically.

How to transfer money using IFSC SVCB0013999

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0013999 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, SAHYADRI SAHAKARI BANK- HEAD OFFICE using IFSC SVCB0013999

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0013999, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – SAHYADRI SAHAKARI BANK- HEAD OFFICE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SVCB0013999

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – SAHYADRI SAHAKARI BANK- HEAD OFFICE, ensure your bank's portal accepts IFSC SVCB0013999 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Shamrao Vithal Cooperative Bank SAHYADRI SAHAKARI BANK- HEAD OFFICE (IFSC SVCB0013999)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0013999 in your mobile or internet banking app, and the money is credited to the SAHYADRI SAHAKARI BANK- HEAD OFFICE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0013999 for The Shamrao Vithal Cooperative Bank – SAHYADRI SAHAKARI BANK- HEAD OFFICE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sahyadri Sahakari Bank- Head Office branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SVCB0013999

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – SAHYADRI SAHAKARI BANK- HEAD OFFICE is still mapped to IFSC SVCB0013999. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0013999 and the beneficiary's account number to complete the transfer.

Account types you can open at the Sahyadri Sahakari Bank- Head Office branch

Once you have an account at The Shamrao Vithal Cooperative Bank – SAHYADRI SAHAKARI BANK- HEAD OFFICE, the IFSC SVCB0013999 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sahyadri Sahakari Bank- Head Office branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22017477.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVCB0013999

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0013999 and the account number together uniquely identify the Sahyadri Sahakari Bank- Head Office branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Sahyadri Sahakari Bank- Head Office branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0013999 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – SAHYADRI SAHAKARI BANK- HEAD OFFICE:

• The IFSC is exactly SVCB0013999 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and SAHYADRI SAHAKARI BANK- HEAD OFFICE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sahyadri Sahakari Bank- Head Office branch

The branch is located at 446, J.S.S ROAD, CHIRABAZAR, MUMBAI- 400002, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank Sahyadri Sahakari Bank- Head Office branch” — the verified location pin for IFSC SVCB0013999 should appear at the top of the results.
2. Confirm the branch is open by calling 22-22017477 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0013999 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0013999 for The Shamrao Vithal Cooperative Bank – SAHYADRI SAHAKARI BANK- HEAD OFFICE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sahyadri Sahakari Bank- Head Office branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVCB0013999, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SVCB0013999 is the IFSC code of The Shamrao Vithal Cooperative Bank, SAHYADRI SAHAKARI BANK- HEAD OFFICE branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.