IFSC Code of The Shamrao Vithal Cooperative Bank, Chiplun Urban Bank - Lanja Branch, Maharashtra

If you are searching for the IFSC code of The Shamrao Vithal Cooperative Bank, CHIPLUN URBAN BANK - LANJA branch in LANJA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SVCB0006015. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHIPLUN URBAN BANK - LANJA branch, and detailed step-by-step guides for using the IFSC SVCB0006015 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SVCB0006015 is the IFSC of The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK - LANJA branch. The format is fixed: SVCB = bank code, 0 = reserved, 006015 = branch identifier.

Branch details at a glance

About The Shamrao Vithal Cooperative Bank

The Shamrao Vithal Cooperative Bank operates a wide network of branches across India, including the Chiplun Urban Bank - Lanja branch in Lanja. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SVCB0006015.

About this branch

The branch is located at SURVEY NO 3357,B, HOUSE NO 2244, AT AND POST TALUKA LANJA, DISTRICT RATNAGIRI, PIN 416701. It serves the Lanja region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Shamrao Vithal Cooperative Bank. The IFSC SVCB0006015 is used to identify this branch on the RBI payments network.

Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHIPLUN URBAN BANK - LANJA of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0006015 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0006015 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SVCB0006015

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0006015 across all three.

How to use IFSC SVCB0006015 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK - LANJA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0006015.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as CHIPLUN URBAN BANK - LANJA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CHIPLUN URBAN BANK - LANJA

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK - LANJA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0006015 while initiating the transfer and the credit will appear within minutes.

IMPS to The Shamrao Vithal Cooperative Bank CHIPLUN URBAN BANK - LANJA (IFSC SVCB0006015)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0006015 in your mobile or internet banking app, and the money is credited to the CHIPLUN URBAN BANK - LANJA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0006015 for The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK - LANJA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chiplun Urban Bank - Lanja branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK - LANJA branch, the IFSC SVCB0006015 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Chiplun Urban Bank - Lanja branch is mapped to IFSC SVCB0006015 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0006015.

Products and services

Customers walking into the Chiplun Urban Bank - Lanja branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0006015

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0006015 and the account number together uniquely identify the Chiplun Urban Bank - Lanja branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Chiplun Urban Bank - Lanja branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0006015 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK - LANJA:

• The IFSC is exactly SVCB0006015 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and CHIPLUN URBAN BANK - LANJA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chiplun Urban Bank - Lanja branch sits at SURVEY NO 3357,B, HOUSE NO 2244, AT AND POST TALUKA LANJA, DISTRICT RATNAGIRI, PIN 416701. If you are travelling from outside Lanja, search for the branch on a maps application using the bank name and locality, or call 2351-8411959950 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0006015 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0006015 for The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK - LANJA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chiplun Urban Bank - Lanja are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0006015 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0006015 belongs to The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK - LANJA branch, located at SURVEY NO 3357,B, HOUSE NO 2244, AT AND POST TALUKA LANJA, DISTRICT RATNAGIRI,… in LANJA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.