IFSC Code of The Shamrao Vithal Cooperative Bank, Koilkuntla Coop Bk Ltd Koilkuntla Branch, Andhra Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Shamrao Vithal Cooperative Bank, KOILKUNTLA COOP BK LTD KOILKUNTLA branch in KOILKUNTLA. The 11-digit IFSC SVCB0026002 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Shamrao Vithal Cooperative Bank at the KOILKUNTLA COOP BK LTD KOILKUNTLA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Shamrao Vithal Cooperative Bank's KOILKUNTLA COOP BK LTD KOILKUNTLA branch, the IFSC SVCB0026002 breaks down as follows: SVCB identifies the bank, 0 is the reserved character, and 026002 identifies this particular branch.

Branch details at a glance

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Koilkuntla Coop Bk Ltd Koilkuntla branch — IFSC SVCB0026002 — extends the bank's services to customers in and around Koilkuntla, Andhra Pradesh.

About the Koilkuntla Coop Bk Ltd Koilkuntla branch

The Koilkuntla Coop Bk Ltd Koilkuntla branch of The Shamrao Vithal Cooperative Bank is situated at D NO.8 13,MAIN ROAD,KOILKUNTLA 518 134. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SVCB0026002 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's KOILKUNTLA COOP BK LTD KOILKUNTLA branch came to be assigned the code SVCB0026002.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0026002, money simply cannot be routed to the KOILKUNTLA COOP BK LTD KOILKUNTLA branch electronically.

How to transfer money using IFSC SVCB0026002

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0026002 across all three.

How to use IFSC SVCB0026002 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's KOILKUNTLA COOP BK LTD KOILKUNTLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0026002.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as KOILKUNTLA COOP BK LTD KOILKUNTLA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KOILKUNTLA COOP BK LTD KOILKUNTLA

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's KOILKUNTLA COOP BK LTD KOILKUNTLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0026002 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – KOILKUNTLA COOP BK LTD KOILKUNTLA, use IMPS. With IFSC SVCB0026002 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Koilkuntla Coop Bk Ltd Koilkuntla

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0026002:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOILKUNTLA COOP BK LTD KOILKUNTLA is still linked to IFSC SVCB0026002.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SVCB0026002

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – KOILKUNTLA COOP BK LTD KOILKUNTLA is still mapped to IFSC SVCB0026002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0026002 and the beneficiary's account number to complete the transfer.

Account types you can open at the Koilkuntla Coop Bk Ltd Koilkuntla branch

Once you have an account at The Shamrao Vithal Cooperative Bank – KOILKUNTLA COOP BK LTD KOILKUNTLA, the IFSC SVCB0026002 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Koilkuntla Coop Bk Ltd Koilkuntla branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0026002

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0026002 and the account number together uniquely identify the Koilkuntla Coop Bk Ltd Koilkuntla branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Koilkuntla Coop Bk Ltd Koilkuntla branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0026002 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC SVCB0026002

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – KOILKUNTLA COOP BK LTD KOILKUNTLA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SVCB0026002.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Koilkuntla Coop Bk Ltd Koilkuntla branch

The branch is located at D NO.8 13,MAIN ROAD,KOILKUNTLA 518 134, which puts it inside Koilkuntla, the broader Kurnool district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank Koilkuntla Coop Bk Ltd Koilkuntla branch” — the verified location pin for IFSC SVCB0026002 should appear at the top of the results.
2. Confirm the branch is open by calling 8510-225043 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0026002 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0026002 for The Shamrao Vithal Cooperative Bank – KOILKUNTLA COOP BK LTD KOILKUNTLA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Koilkuntla Coop Bk Ltd Koilkuntla are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0026002 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0026002 belongs to The Shamrao Vithal Cooperative Bank's KOILKUNTLA COOP BK LTD KOILKUNTLA branch, located at D NO.8 13,MAIN ROAD,KOILKUNTLA 518 134 in KOILKUNTLA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.