IFSC Code of The Shamrao Vithal Cooperative Bank, The Arya Vaishya Coop Bank Ltd- Kerur Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Shamrao Vithal Cooperative Bank, THE ARYA VAISHYA COOP BANK LTD- KERUR branch in KERUR. The 11-digit IFSC SVCB0052006 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Shamrao Vithal Cooperative Bank at the THE ARYA VAISHYA COOP BANK LTD- KERUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Shamrao Vithal Cooperative Bank – THE ARYA VAISHYA COOP BANK LTD- KERUR is SVCB0052006. The first four letters SVCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 052006 map to this branch in KERUR, KARNATAKA.

Branch details at a glance

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Arya Vaishya Coop Bank Ltd- Kerur branch — IFSC SVCB0052006 — extends the bank's services to customers in and around Kerur, Karnataka.

The Arya Vaishya Coop Bank Ltd- Kerur branch overview

Located at B. N. TOTGERI BUILDING, TMC NO 1806, MARKET POST, KERUR- 587206, the The Arya Vaishya Coop Bank Ltd- Kerur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0052006 is required for all interbank electronic transfers routed through this branch.

Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE ARYA VAISHYA COOP BANK LTD- KERUR of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0052006 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0052006 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SVCB0052006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0052006 across all three.

How to use IFSC SVCB0052006 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's THE ARYA VAISHYA COOP BANK LTD- KERUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0052006.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as THE ARYA VAISHYA COOP BANK LTD- KERUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE ARYA VAISHYA COOP BANK LTD- KERUR

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's THE ARYA VAISHYA COOP BANK LTD- KERUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0052006 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – THE ARYA VAISHYA COOP BANK LTD- KERUR, use IMPS. With IFSC SVCB0052006 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0052006 for The Shamrao Vithal Cooperative Bank – THE ARYA VAISHYA COOP BANK LTD- KERUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Arya Vaishya Coop Bank Ltd- Kerur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's THE ARYA VAISHYA COOP BANK LTD- KERUR branch, the IFSC SVCB0052006 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Arya Vaishya Coop Bank Ltd- Kerur branch

Once you have an account at The Shamrao Vithal Cooperative Bank – THE ARYA VAISHYA COOP BANK LTD- KERUR, the IFSC SVCB0052006 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Arya Vaishya Coop Bank Ltd- Kerur branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0052006

MICR & cheque-truncation details

Cheques drawn on the The Arya Vaishya Coop Bank Ltd- Kerur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0052006 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Arya Vaishya Coop Bank Ltd- Kerur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0052006 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC SVCB0052006

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – THE ARYA VAISHYA COOP BANK LTD- KERUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SVCB0052006.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Arya Vaishya Coop Bank Ltd- Kerur branch sits at B. N. TOTGERI BUILDING, TMC NO 1806, MARKET POST, KERUR- 587206. If you are travelling from outside Kerur, search for the branch on a maps application using the bank name and locality, or call 8354-9164890700 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0052006 and your account number.

Verifying IFSC SVCB0052006 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0052006 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8354-9164890700.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Arya Vaishya Coop Bank Ltd- Kerur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0052006 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0052006 belongs to The Shamrao Vithal Cooperative Bank's THE ARYA VAISHYA COOP BANK LTD- KERUR branch, located at B. N. TOTGERI BUILDING, TMC NO 1806, MARKET POST, KERUR- 587206 in KERUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.