IFSC Code of The Shamrao Vithal Cooperative Bank, Hindustan Coop Bk-Kamothe Branch, Maharashtra

Below are the complete branch details for The Shamrao Vithal Cooperative Bank, HINDUSTAN COOP BK-KAMOTHE branch, located in KAMOTHE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SVCB0001015. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SVCB0001015 for The Shamrao Vithal Cooperative Bank – HINDUSTAN COOP BK-KAMOTHE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SVCB0001015 is the IFSC of The Shamrao Vithal Cooperative Bank's HINDUSTAN COOP BK-KAMOTHE branch. The format is fixed: SVCB = bank code, 0 = reserved, 001015 = branch identifier.

Branch details at a glance

About The Shamrao Vithal Cooperative Bank

The Shamrao Vithal Cooperative Bank operates a wide network of branches across India, including the Hindustan Coop Bk-Kamothe branch in Kamothe. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SVCB0001015.

Hindustan Coop Bk-Kamothe branch overview

Located at SHRI YOGESHWAR COMPLEX, VIMUM TOWER, BUILDING NO.1, FIRST FLOOR, SECTOR 12, PLOT NO.1, KAMOTHE, NAVI MUMBAI, the Hindustan Coop Bk-Kamothe branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0001015 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's HINDUSTAN COOP BK-KAMOTHE branch came to be assigned the code SVCB0001015.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0001015, money simply cannot be routed to the HINDUSTAN COOP BK-KAMOTHE branch electronically.

How to transfer money using IFSC SVCB0001015

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0001015 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, HINDUSTAN COOP BK-KAMOTHE using IFSC SVCB0001015

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0001015, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – HINDUSTAN COOP BK-KAMOTHE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to HINDUSTAN COOP BK-KAMOTHE

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's HINDUSTAN COOP BK-KAMOTHE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0001015 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – HINDUSTAN COOP BK-KAMOTHE, use IMPS. With IFSC SVCB0001015 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0001015 for The Shamrao Vithal Cooperative Bank – HINDUSTAN COOP BK-KAMOTHE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Hindustan Coop Bk-Kamothe branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SVCB0001015

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – HINDUSTAN COOP BK-KAMOTHE is still mapped to IFSC SVCB0001015. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0001015 and the beneficiary's account number to complete the transfer.

Account types you can open at the Hindustan Coop Bk-Kamothe branch

Once you have an account at The Shamrao Vithal Cooperative Bank – HINDUSTAN COOP BK-KAMOTHE, the IFSC SVCB0001015 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Hindustan Coop Bk-Kamothe branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22943264.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVCB0001015

MICR & cheque-truncation details

Cheques drawn on the Hindustan Coop Bk-Kamothe branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0001015 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Hindustan Coop Bk-Kamothe branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0001015 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – HINDUSTAN COOP BK-KAMOTHE:

• The IFSC is exactly SVCB0001015 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and HINDUSTAN COOP BK-KAMOTHE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Hindustan Coop Bk-Kamothe branch

The branch is located at SHRI YOGESHWAR COMPLEX, VIMUM TOWER, BUILDING NO.1, FIRST FLOOR, SECTOR 12, PLOT NO.1, KAMOTHE, NAVI MUMBAI, which puts it inside Kamothe, the broader Raigad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank Hindustan Coop Bk-Kamothe branch” — the verified location pin for IFSC SVCB0001015 should appear at the top of the results.
2. Confirm the branch is open by calling 22-22943264 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0001015 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0001015 for The Shamrao Vithal Cooperative Bank – HINDUSTAN COOP BK-KAMOTHE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hindustan Coop Bk-Kamothe branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVCB0001015, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0001015 belongs to The Shamrao Vithal Cooperative Bank's HINDUSTAN COOP BK-KAMOTHE branch, located at SHRI YOGESHWAR COMPLEX, VIMUM TOWER, BUILDING NO.1, FIRST FLOOR, SECTOR 12,… in KAMOTHE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.