Below are the complete branch details for The Shamrao Vithal Cooperative Bank, BHARATI SAHAKARI BANK-KADEGAON branch, located in KADEGAON, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SVCB0010007. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SVCB0010007 for The Shamrao Vithal Cooperative Bank – BHARATI SAHAKARI BANK-KADEGAON — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SVCB0010007 is the IFSC of The Shamrao Vithal Cooperative Bank's BHARATI SAHAKARI BANK-KADEGAON branch. The format is fixed: SVCB = bank code, 0 = reserved, 010007 = branch identifier.
Branch details at a glance
| Bank Name | The Shamrao Vithal Cooperative Bank |
|---|---|
| Branch | Bharati Sahakari Bank-Kadegaon |
| IFSC Code | SVCB0010007 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KADEGAON, TAL. KADEGAON, DIST. SANGLI, PIN - 415 304. |
| City | Kadegaon |
| District | Sangli |
| State | Maharashtra |
| STD Code | 2347 |
| Phone | 242109 |
About the bank
The Shamrao Vithal Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bharati Sahakari Bank-Kadegaon branch in Kadegaon, Maharashtra is part of this network and uses the IFSC code SVCB0010007 for all electronic settlement.
About this branch
The branch is located at KADEGAON, TAL. KADEGAON, DIST. SANGLI, PIN - 415 304.. It serves the Kadegaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Shamrao Vithal Cooperative Bank. The IFSC SVCB0010007 is used to identify this branch on the RBI payments network.
Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHARATI SAHAKARI BANK-KADEGAON of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0010007 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0010007 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SVCB0010007
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0010007 across all three.
NEFT to The Shamrao Vithal Cooperative Bank, BHARATI SAHAKARI BANK-KADEGAON using IFSC SVCB0010007
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0010007, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – BHARATI SAHAKARI BANK-KADEGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHARATI SAHAKARI BANK-KADEGAON
If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's BHARATI SAHAKARI BANK-KADEGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0010007 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – BHARATI SAHAKARI BANK-KADEGAON, use IMPS. With IFSC SVCB0010007 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Bharati Sahakari Bank-Kadegaon
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0010007:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHARATI SAHAKARI BANK-KADEGAON is still linked to IFSC SVCB0010007.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SVCB0010007
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – BHARATI SAHAKARI BANK-KADEGAON is still mapped to IFSC SVCB0010007. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0010007 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bharati Sahakari Bank-Kadegaon branch is mapped to IFSC SVCB0010007 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SVCB0010007.
Products and services
Customers walking into the Bharati Sahakari Bank-Kadegaon branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SVCB0010007
MICR & cheque-truncation details
Cheques drawn on the Bharati Sahakari Bank-Kadegaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0010007 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Bharati Sahakari Bank-Kadegaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0010007 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC SVCB0010007
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – BHARATI SAHAKARI BANK-KADEGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SVCB0010007. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bharati Sahakari Bank-Kadegaon branch
The branch is located at KADEGAON, TAL. KADEGAON, DIST. SANGLI, PIN - 415 304., which puts it inside Kadegaon, the broader Sangli district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank Bharati Sahakari Bank-Kadegaon branch” — the verified location pin for IFSC SVCB0010007 should appear at the top of the results.
- Confirm the branch is open by calling 2347-242109 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0010007 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SVCB0010007 for The Shamrao Vithal Cooperative Bank – BHARATI SAHAKARI BANK-KADEGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bharati Sahakari Bank-Kadegaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0010007 continue to work without interruption.
Branch address & contact
The Shamrao Vithal Cooperative BankBharati Sahakari Bank-Kadegaon Branch
KADEGAON, TAL. KADEGAON, DIST. SANGLI, PIN - 415 304.
Kadegaon, Maharashtra
Phone: 2347-242109
IFSC: SVCB0010007
Frequently asked questions
Where is The Shamrao Vithal Cooperative Bank Bharati Sahakari Bank-Kadegaon branch located?
The Shamrao Vithal Cooperative Bank's Bharati Sahakari Bank-Kadegaon branch is located at KADEGAON, TAL. KADEGAON, DIST. SANGLI, PIN - 415 304., Kadegaon, Maharashtra.
How do I add The Shamrao Vithal Cooperative Bank Bharati Sahakari Bank-Kadegaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SVCB0010007, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using SVCB0010007 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Shamrao Vithal Cooperative Bank – Bharati Sahakari Bank-Kadegaon reflect within 30 minutes.
Is IFSC SVCB0010007 the same for all accounts at Bharati Sahakari Bank-Kadegaon branch?
Yes. The IFSC SVCB0010007 is shared by every account held at The Shamrao Vithal Cooperative Bank's Bharati Sahakari Bank-Kadegaon branch. Only the account number changes from customer to customer.
What is the phone number of The Shamrao Vithal Cooperative Bank Bharati Sahakari Bank-Kadegaon branch?
You can reach the branch at 2347-242109 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bharati Sahakari Bank-Kadegaon branch but serve different purposes.
Summary
The IFSC code SVCB0010007 belongs to The Shamrao Vithal Cooperative Bank's BHARATI SAHAKARI BANK-KADEGAON branch, located at KADEGAON, TAL. KADEGAON, DIST. SANGLI, PIN - 415 304. in KADEGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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