IFSC Code of The Shamrao Vithal Cooperative Bank, Guardian Bank- Jalahalli Branch, Karnataka

If you are searching for the IFSC code of The Shamrao Vithal Cooperative Bank, GUARDIAN BANK- JALAHALLI branch in JALAHALLI, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is SVCB0002007. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GUARDIAN BANK- JALAHALLI branch, and detailed step-by-step guides for using the IFSC SVCB0002007 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Shamrao Vithal Cooperative Bank's GUARDIAN BANK- JALAHALLI branch, the IFSC SVCB0002007 breaks down as follows: SVCB identifies the bank, 0 is the reserved character, and 002007 identifies this particular branch.

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Guardian Bank- Jalahalli branch — IFSC SVCB0002007 — extends the bank's services to customers in and around Jalahalli, Karnataka.

Branch details at a glance

Guardian Bank- Jalahalli branch overview

Located at 1, SRS BUS STOP, NEAR GOVT. SCHOOL, ABBIGRE MAIN ROAD, KAMMAGUNDANAHALLI, JALAHALLI, BANGALORE- 560015, the Guardian Bank- Jalahalli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0002007 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's GUARDIAN BANK- JALAHALLI branch came to be assigned the code SVCB0002007.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0002007, money simply cannot be routed to the GUARDIAN BANK- JALAHALLI branch electronically.

Products and account variants supported

Every account opened at the Guardian Bank- Jalahalli branch is mapped to IFSC SVCB0002007 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0002007.

Products and services

Customers walking into the Guardian Bank- Jalahalli branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0002007

How to transfer money using IFSC SVCB0002007

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0002007 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, GUARDIAN BANK- JALAHALLI using IFSC SVCB0002007

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0002007, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – GUARDIAN BANK- JALAHALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SVCB0002007

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – GUARDIAN BANK- JALAHALLI, ensure your bank's portal accepts IFSC SVCB0002007 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Shamrao Vithal Cooperative Bank GUARDIAN BANK- JALAHALLI (IFSC SVCB0002007)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0002007 in your mobile or internet banking app, and the money is credited to the GUARDIAN BANK- JALAHALLI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Guardian Bank- Jalahalli

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0002007:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GUARDIAN BANK- JALAHALLI is still linked to IFSC SVCB0002007.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's GUARDIAN BANK- JALAHALLI branch, the IFSC SVCB0002007 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC SVCB0002007

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the GUARDIAN BANK- JALAHALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0002007 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Guardian Bank- Jalahalli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0002007 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – GUARDIAN BANK- JALAHALLI:

• The IFSC is exactly SVCB0002007 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and GUARDIAN BANK- JALAHALLI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Guardian Bank- Jalahalli branch sits at 1, SRS BUS STOP, NEAR GOVT. SCHOOL, ABBIGRE MAIN ROAD, KAMMAGUNDANAHALLI, JALAHALLI, BANGALORE- 560015. If you are travelling from outside Jalahalli, search for the branch on a maps application using the bank name and locality, or call 80-28386269 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0002007 and your account number.

Verifying IFSC SVCB0002007 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0002007 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-28386269.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Guardian Bank- Jalahalli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0002007 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SVCB0002007 is the IFSC code of The Shamrao Vithal Cooperative Bank, GUARDIAN BANK- JALAHALLI branch, in JALAHALLI, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.