IFSC Code of The Shamrao Vithal Cooperative Bank, The Wai Urban Co-Op Bank Ltd., Wai- Jaisingpur Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Shamrao Vithal Cooperative Bank, THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR branch in JAISINGPUR. The 11-digit IFSC SVCB0016027 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Shamrao Vithal Cooperative Bank at the THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Shamrao Vithal Cooperative Bank – THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR is SVCB0016027. The first four letters SVCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 016027 map to this branch in JAISINGPUR, MAHARASHTRA.

About The Shamrao Vithal Cooperative Bank

The Shamrao Vithal Cooperative Bank operates a wide network of branches across India, including the The Wai Urban Co-Op Bank Ltd., Wai- Jaisingpur branch in Jaisingpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SVCB0016027.

The Wai Urban Co-Op Bank Ltd., Wai- Jaisingpur branch overview

Located at CTS NO 943, LANE NO 8, AAZAD ROAD, JAISINGPUR, TALUKA- SHIROL, DISTRICT- KOLHAPUR 416101, the The Wai Urban Co-Op Bank Ltd., Wai- Jaisingpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0016027 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR branch came to be assigned the code SVCB0016027.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0016027, money simply cannot be routed to the THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Wai Urban Co-Op Bank Ltd., Wai- Jaisingpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0016027 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SVCB0016027

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0016027 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR using IFSC SVCB0016027

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0016027, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0016027 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR, use IMPS. With IFSC SVCB0016027 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Wai Urban Co-Op Bank Ltd., Wai- Jaisingpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0016027:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR is still linked to IFSC SVCB0016027.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SVCB0016027

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR is still mapped to IFSC SVCB0016027. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0016027 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Wai Urban Co-Op Bank Ltd., Wai- Jaisingpur branch

Once you have an account at The Shamrao Vithal Cooperative Bank – THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR, the IFSC SVCB0016027 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Wai Urban Co-Op Bank Ltd., Wai- Jaisingpur branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0016027

Digital banking channels

Most day-to-day work that customers used to do at the The Wai Urban Co-Op Bank Ltd., Wai- Jaisingpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0016027 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The The Wai Urban Co-Op Bank Ltd., Wai- Jaisingpur branch sits at CTS NO 943, LANE NO 8, AAZAD ROAD, JAISINGPUR, TALUKA- SHIROL, DISTRICT- KOLHAPUR 416101. If you are travelling from outside Jaisingpur, search for the branch on a maps application using the bank name and locality, or call 2322-227422 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0016027 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR:

• The IFSC is exactly SVCB0016027 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Wai Urban Co-Op Bank Ltd., Wai- Jaisingpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0016027 continue to work without interruption.

Verifying IFSC SVCB0016027 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0016027 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2322-227422.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0016027 belongs to The Shamrao Vithal Cooperative Bank's THE WAI URBAN CO-OP BANK LTD., WAI- JAISINGPUR branch, located at CTS NO 943, LANE NO 8, AAZAD ROAD, JAISINGPUR, TALUKA- SHIROL, DISTRICT-… in JAISINGPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.