IFSC Code of The Shamrao Vithal Cooperative Bank, Tirumala Coop Urb Bk - Malakpet Hyd Branch, Andhra Pradesh

Below are the complete branch details for The Shamrao Vithal Cooperative Bank, TIRUMALA COOP URB BK - MALAKPET HYD branch, located in HYDERABAD, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is SVCB0028002. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SVCB0028002 for The Shamrao Vithal Cooperative Bank – TIRUMALA COOP URB BK - MALAKPET HYD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Shamrao Vithal Cooperative Bank's TIRUMALA COOP URB BK - MALAKPET HYD branch, the IFSC SVCB0028002 breaks down as follows: SVCB identifies the bank, 0 is the reserved character, and 028002 identifies this particular branch.

Branch details at a glance

About the bank

The Shamrao Vithal Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tirumala Coop Urb Bk - Malakpet Hyd branch in Hyderabad, Andhra Pradesh is part of this network and uses the IFSC code SVCB0028002 for all electronic settlement.

About the Tirumala Coop Urb Bk - Malakpet Hyd branch

The Tirumala Coop Urb Bk - Malakpet Hyd branch of The Shamrao Vithal Cooperative Bank is situated at H.NO 16,10,27,105,7,5, TIRUMALAPRIDE,1 FLOOR, MALAKPET MAIN ROAD, HYDERABAD 500036. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SVCB0028002 is used.

Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TIRUMALA COOP URB BK - MALAKPET HYD of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0028002 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0028002 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SVCB0028002

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0028002 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, TIRUMALA COOP URB BK - MALAKPET HYD using IFSC SVCB0028002

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0028002, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – TIRUMALA COOP URB BK - MALAKPET HYD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TIRUMALA COOP URB BK - MALAKPET HYD

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's TIRUMALA COOP URB BK - MALAKPET HYD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0028002 while initiating the transfer and the credit will appear within minutes.

IMPS to The Shamrao Vithal Cooperative Bank TIRUMALA COOP URB BK - MALAKPET HYD (IFSC SVCB0028002)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0028002 in your mobile or internet banking app, and the money is credited to the TIRUMALA COOP URB BK - MALAKPET HYD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0028002 for The Shamrao Vithal Cooperative Bank – TIRUMALA COOP URB BK - MALAKPET HYD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tirumala Coop Urb Bk - Malakpet Hyd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SVCB0028002

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – TIRUMALA COOP URB BK - MALAKPET HYD is still mapped to IFSC SVCB0028002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0028002 and the beneficiary's account number to complete the transfer.

Account types you can open at the Tirumala Coop Urb Bk - Malakpet Hyd branch

Once you have an account at The Shamrao Vithal Cooperative Bank – TIRUMALA COOP URB BK - MALAKPET HYD, the IFSC SVCB0028002 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Tirumala Coop Urb Bk - Malakpet Hyd branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0028002

MICR & cheque-truncation details

Cheques drawn on the Tirumala Coop Urb Bk - Malakpet Hyd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0028002 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Tirumala Coop Urb Bk - Malakpet Hyd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0028002 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – TIRUMALA COOP URB BK - MALAKPET HYD:

• The IFSC is exactly SVCB0028002 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and TIRUMALA COOP URB BK - MALAKPET HYD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Tirumala Coop Urb Bk - Malakpet Hyd branch sits at H.NO 16,10,27,105,7,5, TIRUMALAPRIDE,1 FLOOR, MALAKPET MAIN ROAD, HYDERABAD 500036. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 40-24544457 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0028002 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0028002 for The Shamrao Vithal Cooperative Bank – TIRUMALA COOP URB BK - MALAKPET HYD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tirumala Coop Urb Bk - Malakpet Hyd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVCB0028002, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SVCB0028002 is the IFSC code of The Shamrao Vithal Cooperative Bank, TIRUMALA COOP URB BK - MALAKPET HYD branch, in HYDERABAD, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.