IFSC Code of The Shamrao Vithal Cooperative Bank, The Hubli Urban Coop Bank Old Hubli Branch, Karnataka

If you are searching for the IFSC code of The Shamrao Vithal Cooperative Bank, THE HUBLI URBAN COOP BANK OLD HUBLI branch in HUBLI, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is SVCB0033003. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE HUBLI URBAN COOP BANK OLD HUBLI branch, and detailed step-by-step guides for using the IFSC SVCB0033003 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Shamrao Vithal Cooperative Bank – THE HUBLI URBAN COOP BANK OLD HUBLI is SVCB0033003. The first four letters SVCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 033003 map to this branch in HUBLI, KARNATAKA.

About the bank

The Shamrao Vithal Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Hubli Urban Coop Bank Old Hubli branch in Hubli, Karnataka is part of this network and uses the IFSC code SVCB0033003 for all electronic settlement.

About this branch

The branch is located at HUBLIKAR BLDG, LATTI PETH ROAD, OLD HUBLI, DURGAD BAIL. It serves the Hubli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Shamrao Vithal Cooperative Bank. The IFSC SVCB0033003 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's THE HUBLI URBAN COOP BANK OLD HUBLI branch came to be assigned the code SVCB0033003.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0033003, money simply cannot be routed to the THE HUBLI URBAN COOP BANK OLD HUBLI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0033003 and the account number together uniquely identify the The Hubli Urban Coop Bank Old Hubli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SVCB0033003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0033003 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, THE HUBLI URBAN COOP BANK OLD HUBLI using IFSC SVCB0033003

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0033003, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – THE HUBLI URBAN COOP BANK OLD HUBLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SVCB0033003

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – THE HUBLI URBAN COOP BANK OLD HUBLI, ensure your bank's portal accepts IFSC SVCB0033003 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – THE HUBLI URBAN COOP BANK OLD HUBLI, use IMPS. With IFSC SVCB0033003 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Hubli Urban Coop Bank Old Hubli

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0033003:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE HUBLI URBAN COOP BANK OLD HUBLI is still linked to IFSC SVCB0033003.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's THE HUBLI URBAN COOP BANK OLD HUBLI branch, the IFSC SVCB0033003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Hubli Urban Coop Bank Old Hubli branch

Once you have an account at The Shamrao Vithal Cooperative Bank – THE HUBLI URBAN COOP BANK OLD HUBLI, the IFSC SVCB0033003 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Hubli Urban Coop Bank Old Hubli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 836-2228339.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVCB0033003

Online banking and IFSC SVCB0033003

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the THE HUBLI URBAN COOP BANK OLD HUBLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0033003 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the The Hubli Urban Coop Bank Old Hubli branch

The branch is located at HUBLIKAR BLDG, LATTI PETH ROAD, OLD HUBLI, DURGAD BAIL, which puts it inside Hubli, the broader Dharwad district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank The Hubli Urban Coop Bank Old Hubli branch” — the verified location pin for IFSC SVCB0033003 should appear at the top of the results.
2. Confirm the branch is open by calling 836-2228339 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0033003 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – THE HUBLI URBAN COOP BANK OLD HUBLI:

• The IFSC is exactly SVCB0033003 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and THE HUBLI URBAN COOP BANK OLD HUBLI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Hubli Urban Coop Bank Old Hubli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0033003 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0033003 for The Shamrao Vithal Cooperative Bank – THE HUBLI URBAN COOP BANK OLD HUBLI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0033003 belongs to The Shamrao Vithal Cooperative Bank's THE HUBLI URBAN COOP BANK OLD HUBLI branch, located at HUBLIKAR BLDG, LATTI PETH ROAD, OLD HUBLI, DURGAD BAIL in HUBLI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.