IFSC Code of The Shamrao Vithal Cooperative Bank, The Hubli Urban Coop Bank Keshwapur Branch, Karnataka

Below are the complete branch details for The Shamrao Vithal Cooperative Bank, THE HUBLI URBAN COOP BANK KESHWAPUR branch, located in HUBLI, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is SVCB0033005. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SVCB0033005 for The Shamrao Vithal Cooperative Bank – THE HUBLI URBAN COOP BANK KESHWAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Shamrao Vithal Cooperative Bank – THE HUBLI URBAN COOP BANK KESHWAPUR is SVCB0033005. The first four letters SVCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 033005 map to this branch in HUBLI, KARNATAKA.

Branch details at a glance

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Hubli Urban Coop Bank Keshwapur branch — IFSC SVCB0033005 — extends the bank's services to customers in and around Hubli, Karnataka.

About this branch

The branch is located at DESHPANDE BUILDING, BESIDE PETROL BUNK, BENGERI PARASWADI ROAD. It serves the Hubli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Shamrao Vithal Cooperative Bank. The IFSC SVCB0033005 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's THE HUBLI URBAN COOP BANK KESHWAPUR branch came to be assigned the code SVCB0033005.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0033005, money simply cannot be routed to the THE HUBLI URBAN COOP BANK KESHWAPUR branch electronically.

How to transfer money using IFSC SVCB0033005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0033005 across all three.

How to use IFSC SVCB0033005 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's THE HUBLI URBAN COOP BANK KESHWAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0033005.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as THE HUBLI URBAN COOP BANK KESHWAPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE HUBLI URBAN COOP BANK KESHWAPUR

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's THE HUBLI URBAN COOP BANK KESHWAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0033005 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – THE HUBLI URBAN COOP BANK KESHWAPUR, use IMPS. With IFSC SVCB0033005 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Hubli Urban Coop Bank Keshwapur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0033005:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE HUBLI URBAN COOP BANK KESHWAPUR is still linked to IFSC SVCB0033005.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SVCB0033005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – THE HUBLI URBAN COOP BANK KESHWAPUR is still mapped to IFSC SVCB0033005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0033005 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Hubli Urban Coop Bank Keshwapur branch

Once you have an account at The Shamrao Vithal Cooperative Bank – THE HUBLI URBAN COOP BANK KESHWAPUR, the IFSC SVCB0033005 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Hubli Urban Coop Bank Keshwapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 836-2228239.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVCB0033005

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0033005 and the account number together uniquely identify the The Hubli Urban Coop Bank Keshwapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SVCB0033005

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the THE HUBLI URBAN COOP BANK KESHWAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0033005 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – THE HUBLI URBAN COOP BANK KESHWAPUR:

• The IFSC is exactly SVCB0033005 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and THE HUBLI URBAN COOP BANK KESHWAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Hubli Urban Coop Bank Keshwapur branch sits at DESHPANDE BUILDING, BESIDE PETROL BUNK, BENGERI PARASWADI ROAD. If you are travelling from outside Hubli, search for the branch on a maps application using the bank name and locality, or call 836-2228239 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0033005 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0033005 for The Shamrao Vithal Cooperative Bank – THE HUBLI URBAN COOP BANK KESHWAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Hubli Urban Coop Bank Keshwapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0033005 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SVCB0033005 is the IFSC code of The Shamrao Vithal Cooperative Bank, THE HUBLI URBAN COOP BANK KESHWAPUR branch, in HUBLI, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.