IFSC Code of The Shamrao Vithal Cooperative Bank, Wai Urban Coop Bk Ltd-Hadapsar Branch, Maharashtra

If you are searching for the IFSC code of The Shamrao Vithal Cooperative Bank, WAI URBAN COOP BK LTD-HADAPSAR branch in HADAPSAR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SVCB0016017. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the WAI URBAN COOP BK LTD-HADAPSAR branch, and detailed step-by-step guides for using the IFSC SVCB0016017 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Shamrao Vithal Cooperative Bank's WAI URBAN COOP BK LTD-HADAPSAR branch, the IFSC SVCB0016017 breaks down as follows: SVCB identifies the bank, 0 is the reserved character, and 016017 identifies this particular branch.

Branch details at a glance

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Wai Urban Coop Bk Ltd-Hadapsar branch — IFSC SVCB0016017 — extends the bank's services to customers in and around Hadapsar, Maharashtra.

Wai Urban Coop Bk Ltd-Hadapsar branch overview

Located at SHOP NO 25/26, GROUND FLOOR, FORTUNE ESTATES, PLOT NO 58, PUNE-SOLAPUR ROAD, HADAPSAR- 411028, the Wai Urban Coop Bk Ltd-Hadapsar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0016017 is required for all interbank electronic transfers routed through this branch.

Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WAI URBAN COOP BK LTD-HADAPSAR of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0016017 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0016017 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SVCB0016017

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0016017 across all three.

How to use IFSC SVCB0016017 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's WAI URBAN COOP BK LTD-HADAPSAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0016017.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as WAI URBAN COOP BK LTD-HADAPSAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SVCB0016017

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – WAI URBAN COOP BK LTD-HADAPSAR, ensure your bank's portal accepts IFSC SVCB0016017 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – WAI URBAN COOP BK LTD-HADAPSAR, use IMPS. With IFSC SVCB0016017 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Wai Urban Coop Bk Ltd-Hadapsar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0016017:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at WAI URBAN COOP BK LTD-HADAPSAR is still linked to IFSC SVCB0016017.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SVCB0016017

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – WAI URBAN COOP BK LTD-HADAPSAR is still mapped to IFSC SVCB0016017. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0016017 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Wai Urban Coop Bk Ltd-Hadapsar branch is mapped to IFSC SVCB0016017 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0016017.

Products and services

Customers walking into the Wai Urban Coop Bk Ltd-Hadapsar branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0016017

MICR & cheque-truncation details

Cheques drawn on the Wai Urban Coop Bk Ltd-Hadapsar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0016017 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Wai Urban Coop Bk Ltd-Hadapsar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0016017 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – WAI URBAN COOP BK LTD-HADAPSAR:

• The IFSC is exactly SVCB0016017 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and WAI URBAN COOP BK LTD-HADAPSAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Wai Urban Coop Bk Ltd-Hadapsar branch sits at SHOP NO 25/26, GROUND FLOOR, FORTUNE ESTATES, PLOT NO 58, PUNE-SOLAPUR ROAD, HADAPSAR- 411028. If you are travelling from outside Hadapsar, search for the branch on a maps application using the bank name and locality, or call 20-24411977 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0016017 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0016017 for The Shamrao Vithal Cooperative Bank – WAI URBAN COOP BK LTD-HADAPSAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Wai Urban Coop Bk Ltd-Hadapsar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0016017 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SVCB0016017 is the IFSC code of The Shamrao Vithal Cooperative Bank, WAI URBAN COOP BK LTD-HADAPSAR branch, in HADAPSAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.