Below are the complete branch details for The Shamrao Vithal Cooperative Bank, HADAPSAR branch, located in HADAPSAR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SVCB0000109. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SVCB0000109 for The Shamrao Vithal Cooperative Bank – HADAPSAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SVCB0000109 is the IFSC of The Shamrao Vithal Cooperative Bank's HADAPSAR branch. The format is fixed: SVCB = bank code, 0 = reserved, 000109 = branch identifier.
Branch details at a glance
| Bank Name | The Shamrao Vithal Cooperative Bank |
|---|---|
| Branch | Hadapsar |
| IFSC Code | SVCB0000109 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, TUPE COMPLEX, SR. NO. 84, HISA NO.04&05,VILLAGE HADAPSAR, TALUKA HAVELI,PUNE-411028. |
| City | Hadapsar |
| District | Pune |
| State | Maharashtra |
| STD Code | 20 |
| Phone | 26811401 |
About The Shamrao Vithal Cooperative Bank
The Shamrao Vithal Cooperative Bank operates a wide network of branches across India, including the Hadapsar branch in Hadapsar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SVCB0000109.
About the Hadapsar branch
The Hadapsar branch of The Shamrao Vithal Cooperative Bank is situated at GROUND FLOOR, TUPE COMPLEX, SR. NO. 84, HISA NO.04&05,VILLAGE HADAPSAR, TALUKA HAVELI,PUNE-411028.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SVCB0000109 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's HADAPSAR branch came to be assigned the code SVCB0000109.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0000109, money simply cannot be routed to the HADAPSAR branch electronically.
How to transfer money using IFSC SVCB0000109
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0000109 across all three.
How to use IFSC SVCB0000109 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's HADAPSAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SVCB0000109.
- Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as HADAPSAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SVCB0000109
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – HADAPSAR, ensure your bank's portal accepts IFSC SVCB0000109 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Shamrao Vithal Cooperative Bank HADAPSAR (IFSC SVCB0000109)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0000109 in your mobile or internet banking app, and the money is credited to the HADAPSAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SVCB0000109 for The Shamrao Vithal Cooperative Bank – HADAPSAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SVCB0000109 | Yes – SVCB0000109 | Yes – SVCB0000109 |
For most retail customers crediting the Hadapsar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SVCB0000109
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – HADAPSAR is still mapped to IFSC SVCB0000109. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0000109 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Hadapsar branch is mapped to IFSC SVCB0000109 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SVCB0000109.
Products and services
Customers walking into the Hadapsar branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SVCB0000109
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0000109 and the account number together uniquely identify the Hadapsar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC SVCB0000109
The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the HADAPSAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0000109 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC SVCB0000109
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – HADAPSAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SVCB0000109. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Hadapsar branch sits at GROUND FLOOR, TUPE COMPLEX, SR. NO. 84, HISA NO.04&05,VILLAGE HADAPSAR, TALUKA HAVELI,PUNE-411028.. If you are travelling from outside Hadapsar, search for the branch on a maps application using the bank name and locality, or call 20-26811401 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0000109 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SVCB0000109 for The Shamrao Vithal Cooperative Bank – HADAPSAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hadapsar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVCB0000109, however, work 24x7.
Branch address & contact
The Shamrao Vithal Cooperative BankHadapsar Branch
GROUND FLOOR, TUPE COMPLEX, SR. NO. 84, HISA NO.04&05,VILLAGE HADAPSAR, TALUKA HAVELI,PUNE-411028.
Hadapsar, Maharashtra
Phone: 20-26811401
IFSC: SVCB0000109
Frequently asked questions
Where is The Shamrao Vithal Cooperative Bank Hadapsar branch located?
The Shamrao Vithal Cooperative Bank's Hadapsar branch is located at GROUND FLOOR, TUPE COMPLEX, SR. NO. 84, HISA NO.04&05,VILLAGE HADAPSAR, TALUKA HAVELI,PUNE-411028., Hadapsar, Maharashtra.
Is IFSC SVCB0000109 valid for NEFT and RTGS?
Yes. IFSC SVCB0000109 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using SVCB0000109 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Shamrao Vithal Cooperative Bank – Hadapsar reflect within 30 minutes.
Is IFSC SVCB0000109 the same for all accounts at Hadapsar branch?
Yes. The IFSC SVCB0000109 is shared by every account held at The Shamrao Vithal Cooperative Bank's Hadapsar branch. Only the account number changes from customer to customer.
Can I use IFSC SVCB0000109 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SVCB0000109 to send funds instantly.
Does The Shamrao Vithal Cooperative Bank Hadapsar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 20-26811401 to confirm.
What is the phone number of The Shamrao Vithal Cooperative Bank Hadapsar branch?
You can reach the branch at 20-26811401 during regular banking hours.
How do I add The Shamrao Vithal Cooperative Bank Hadapsar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SVCB0000109, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code SVCB0000109 belongs to The Shamrao Vithal Cooperative Bank's HADAPSAR branch, located at GROUND FLOOR, TUPE COMPLEX, SR. NO. 84, HISA NO.04&05,VILLAGE HADAPSAR, TALUKA… in HADAPSAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
