IFSC Code of The Shamrao Vithal Cooperative Bank, Sahyadri Sahakari Bank-Dombivli Branch, Maharashtra

Below are the complete branch details for The Shamrao Vithal Cooperative Bank, SAHYADRI SAHAKARI BANK-DOMBIVLI branch, located in DOMBIVLI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SVCB0013009. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SVCB0013009 for The Shamrao Vithal Cooperative Bank – SAHYADRI SAHAKARI BANK-DOMBIVLI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Shamrao Vithal Cooperative Bank's SAHYADRI SAHAKARI BANK-DOMBIVLI branch, the IFSC SVCB0013009 breaks down as follows: SVCB identifies the bank, 0 is the reserved character, and 013009 identifies this particular branch.

About the bank

The Shamrao Vithal Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sahyadri Sahakari Bank-Dombivli branch in Dombivli, Maharashtra is part of this network and uses the IFSC code SVCB0013009 for all electronic settlement.

Branch details at a glance

Sahyadri Sahakari Bank-Dombivli branch overview

Located at SHOP NO. 11 TO 14 CHIRAG CHS.LTD, FADKE ROAD, DOMBIVLI (E), the Sahyadri Sahakari Bank-Dombivli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0013009 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's SAHYADRI SAHAKARI BANK-DOMBIVLI branch came to be assigned the code SVCB0013009.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0013009, money simply cannot be routed to the SAHYADRI SAHAKARI BANK-DOMBIVLI branch electronically.

Products and account variants supported

Every account opened at the Sahyadri Sahakari Bank-Dombivli branch is mapped to IFSC SVCB0013009 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0013009.

Banking services available

The Sahyadri Sahakari Bank-Dombivli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 251-2439896.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVCB0013009

How to transfer money using IFSC SVCB0013009

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0013009 across all three.

How to use IFSC SVCB0013009 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's SAHYADRI SAHAKARI BANK-DOMBIVLI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0013009.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as SAHYADRI SAHAKARI BANK-DOMBIVLI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SVCB0013009

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – SAHYADRI SAHAKARI BANK-DOMBIVLI, ensure your bank's portal accepts IFSC SVCB0013009 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Shamrao Vithal Cooperative Bank SAHYADRI SAHAKARI BANK-DOMBIVLI (IFSC SVCB0013009)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0013009 in your mobile or internet banking app, and the money is credited to the SAHYADRI SAHAKARI BANK-DOMBIVLI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0013009 for The Shamrao Vithal Cooperative Bank – SAHYADRI SAHAKARI BANK-DOMBIVLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sahyadri Sahakari Bank-Dombivli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's SAHYADRI SAHAKARI BANK-DOMBIVLI branch, the IFSC SVCB0013009 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC SVCB0013009

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the SAHYADRI SAHAKARI BANK-DOMBIVLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0013009 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Sahyadri Sahakari Bank-Dombivli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0013009 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC SVCB0013009

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – SAHYADRI SAHAKARI BANK-DOMBIVLI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SVCB0013009.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Sahyadri Sahakari Bank-Dombivli branch sits at SHOP NO. 11 TO 14 CHIRAG CHS.LTD, FADKE ROAD, DOMBIVLI (E). If you are travelling from outside Dombivli, search for the branch on a maps application using the bank name and locality, or call 251-2439896 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0013009 and your account number.

Verifying IFSC SVCB0013009 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0013009 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 251-2439896.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sahyadri Sahakari Bank-Dombivli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVCB0013009, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0013009 belongs to The Shamrao Vithal Cooperative Bank's SAHYADRI SAHAKARI BANK-DOMBIVLI branch, located at SHOP NO. 11 TO 14 CHIRAG CHS.LTD, FADKE ROAD, DOMBIVLI (E) in DOMBIVLI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.