IFSC Code of The Shamrao Vithal Cooperative Bank, Abhinav Sahkari Bk-Dombivali Midc Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Shamrao Vithal Cooperative Bank's ABHINAV SAHKARI BK-DOMBIVALI MIDC branch in DOMBIVLI, MAHARASHTRA. The branch's IFSC code SVCB0007004 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Shamrao Vithal Cooperative Bank's ABHINAV SAHKARI BK-DOMBIVALI MIDC branch, the IFSC SVCB0007004 breaks down as follows: SVCB identifies the bank, 0 is the reserved character, and 007004 identifies this particular branch.

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Abhinav Sahkari Bk-Dombivali Midc branch — IFSC SVCB0007004 — extends the bank's services to customers in and around Dombivli, Maharashtra.

Branch details at a glance

Abhinav Sahkari Bk-Dombivali Midc branch overview

Located at P-48, NEAR USMA PETROL PUMP, MIDC RESIDENTIAL ZONE, MIDC DOMBIVALI EAST-421203, the Abhinav Sahkari Bk-Dombivali Midc branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0007004 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's ABHINAV SAHKARI BK-DOMBIVALI MIDC branch came to be assigned the code SVCB0007004.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0007004, money simply cannot be routed to the ABHINAV SAHKARI BK-DOMBIVALI MIDC branch electronically.

Account types you can open at the Abhinav Sahkari Bk-Dombivali Midc branch

Once you have an account at The Shamrao Vithal Cooperative Bank – ABHINAV SAHKARI BK-DOMBIVALI MIDC, the IFSC SVCB0007004 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Abhinav Sahkari Bk-Dombivali Midc branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 251-2432810.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVCB0007004

How to transfer money using IFSC SVCB0007004

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0007004 across all three.

How to use IFSC SVCB0007004 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's ABHINAV SAHKARI BK-DOMBIVALI MIDC branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0007004.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as ABHINAV SAHKARI BK-DOMBIVALI MIDC.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ABHINAV SAHKARI BK-DOMBIVALI MIDC

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's ABHINAV SAHKARI BK-DOMBIVALI MIDC branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0007004 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – ABHINAV SAHKARI BK-DOMBIVALI MIDC, use IMPS. With IFSC SVCB0007004 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0007004 for The Shamrao Vithal Cooperative Bank – ABHINAV SAHKARI BK-DOMBIVALI MIDC, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Abhinav Sahkari Bk-Dombivali Midc branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SVCB0007004

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – ABHINAV SAHKARI BK-DOMBIVALI MIDC is still mapped to IFSC SVCB0007004. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0007004 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Abhinav Sahkari Bk-Dombivali Midc branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0007004 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0007004 and the account number together uniquely identify the Abhinav Sahkari Bk-Dombivali Midc branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – ABHINAV SAHKARI BK-DOMBIVALI MIDC:

• The IFSC is exactly SVCB0007004 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and ABHINAV SAHKARI BK-DOMBIVALI MIDC as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Abhinav Sahkari Bk-Dombivali Midc branch

The branch is located at P-48, NEAR USMA PETROL PUMP, MIDC RESIDENTIAL ZONE, MIDC DOMBIVALI EAST-421203, which puts it inside Dombivli, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank Abhinav Sahkari Bk-Dombivali Midc branch” — the verified location pin for IFSC SVCB0007004 should appear at the top of the results.
2. Confirm the branch is open by calling 251-2432810 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0007004 and your account number.

Verifying IFSC SVCB0007004 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0007004 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 251-2432810.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Abhinav Sahkari Bk-Dombivali Midc are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0007004 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0007004 belongs to The Shamrao Vithal Cooperative Bank's ABHINAV SAHKARI BK-DOMBIVALI MIDC branch, located at P-48, NEAR USMA PETROL PUMP, MIDC RESIDENTIAL ZONE, MIDC DOMBIVALI EAST-421203 in DOMBIVLI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.